2659 Cutter Dr, Severance (Fort Collins), CO 80524 Property Records

Weld County property record for 2659 Cutter Dr, Severance, CO 80524

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,757 sqft · built 2022
Lot Size	1.61 acres (70,132 sqft)
Owner	Company Name on File
Last Sale	$161,000 (May 2021)
Tax Bill	$8,390 (2025)
Deeds & Mortgages	Apr 2026 Transfer Oct 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7050-94-0-40-20`

Property Details

APN / Parcel Number

Primary APN	`7050-94-0-40-20`
Alternative APNs	`0705-09-4-04-020` `R8952578`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,757 sqft Living Area
Gross Area	4,789 sqft
1st Floor Area	2,194 sqft
Basement Area	1,721 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Frame/Wood Siding
Roof Material	Composition Shingle
Lot Area	70,132 sqft (1.61 acres)
Garage Type	Attached
Garage Area	874 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8952578
Street Address	2659 CUTTER DR
City	SEVERANCE
State	CO
Zip	80524-8562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 SADDLER PUD RPLT
Legal Subdivision	SADDLER PUD RPLT
Legal Block	4
Legal Lot Number	20
Jurisdiction	WELD CO
Township / Civil Division	AULT
Census Block Group	4
Census Block	4015
Census Tract	2300

Owner

2659 Cutter Dr is owned by a company that acquired it in April 2026.

Source: Weld County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Oct 28, 2021	Deed of Trust, Mortgage · Construction Mortgage ELEVATIONS CU
Jan 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
May 10, 2021	Special Warranty Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2021 · Amount on File
Deed Sale	May 10, 2021 · Amount on File
Deed Document Number	20214713405
Last Transfer Date	Apr 14, 2026
Transfer Doc	0005094998
Record Updated	Oct 29, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WELD CO
Recording Date	Apr 14, 2026
Property Address	2659 CUTTER DR, SEVERANCE, CO 80524-8562
Document Number	0005094998
Instrument Date	Apr 14, 2026
Instrument	20265094998
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2659 CUTTER DR, SEVERANCE, CO 80524-8562

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	2659 CUTTER DR, SEVERANCE, CO 80524-8562
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2659 CUTTER DR, SEVERANCE, CO 80524-8562

Mortgage

Document Number	0004770410
Date	Oct 28, 2021
Instrument	4770410

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Sep 22, 2022

Interest

Rate Type	Adjustable Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	2659 CUTTER DR, SEVERANCE, CO 80524-8562
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2659 CUTTER DR, SEVERANCE, CO 80524-8562

Mortgage

Document Number	0004878146
Date	Jan 24, 2023
Instrument	4878146

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	SOFR Average 30-Day
Max Rate	9.75%

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	May 10, 2021
Property Address	2659 CUTTER DR, SEVERANCE, CO 80524-8562
Document Number	0004713405
Instrument Date	May 7, 2021
Instrument	4713405
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Tax	$16.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2659 CUTTER DR, SEVERANCE, CO 80524-8562

Tax Assessment & Valuation

The 2025 property tax bill for 2659 Cutter Dr was $8,390, down 7.3% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,180 (+14.03%) Land $11,890 Building $43,290	$881,552 (+13.88%) Land $190,000 Building $691,552
2025	$8,390.00 (-7.29%)	$48,390 Land $11,880 Building $36,510	$774,091 Land $190,000 Building $584,091
2024	$9,050.00 (+4.81%)
2023	$8,635.00	$57,990 Land $11,840 Building $46,150	$857,209 Land $175,000 Building $682,209

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2659 Cutter Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Most Recent Claim	Apr 1999 · Flooding 4/30/99

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2659 Cutter Dr is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 44% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH WELD COUNTY WD serves 15,890 people · EPA ID CO0162553
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LightGig Communications Fiber	10,000 / 10,000
CenturyLink Fiber	2,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: Visionary Broadband.

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