2655 Cutter Dr, Severance (Fort Collins), CO 80524 Property Records

Weld County property record for 2655 Cutter Dr, Severance, CO 80524

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,771 sqft · built 2022
Lot Size	3.13 acres (136,778 sqft)
Owner	Individual Name on File
Last Sale	$999,545 (Jan 2024)
Tax Bill	$9,893 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7050-94-0-40-22`

Property Details

APN / Parcel Number

Primary APN	`7050-94-0-40-22`
Alternative APNs	`0705-09-4-04-022` `R8952580`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,771 sqft Living Area
Gross Area	5,776 sqft
1st Floor Area	2,452 sqft
Basement Area	2,452 sqft
Finished Basement	1,319 sqft
Unfinished Basement	1,133 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	136,778 sqft
Garage Type	Attached
Garage Area	872 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8952580
Street Address	2655 CUTTER DR
City	SEVERANCE
State	CO
Zip	80524-8562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 SADDLER PUD RPLT
Legal Subdivision	SADDLER PUD RPLT
Legal Block	4
Legal Lot Number	22
Jurisdiction	WELD CO
Township / Civil Division	AULT
Census Block Group	4
Census Block	4015
Census Tract	2300

Owner

2655 Cutter Dr is owned and occupied by an individual who bought it in January 2024.

Source: Weld County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2655 CUTTER DR, SEVERANCE, CO 80524-8562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2025	Deed of Trust, Mortgage · Line of Credit RED ROCKS CU
Jan 2, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CMG MORTGAGE INC
Oct 10, 2017	Loan Modification, Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2024 · Amount on File
Deed Sale	Jan 2, 2024 · Amount on File
Deed Document Number	20244938063
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	2655 CUTTER DR, SEVERANCE, CO 80524-8562
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2655 CUTTER DR, SEVERANCE, CO 80524-8562

Mortgage

Document Number	0005039642
Date	Jul 7, 2025
Instrument	5039642

Lender

Name	RED ROCKS CU
Type	Credit Union
Address	LITTLETON, CO 80120

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Jan 2, 2024
Property Address	2655 CUTTER DR, SEVERANCE, CO 80524-8562
Document Number	0004938063
Instrument Date	Dec 29, 2023
Instrument	4938063
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2026
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 KIMBARK ST, LONGMONT, CO 80501-5526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2655 CUTTER DR, SEVERANCE, CO 80524-8562

Mortgage

Document Number	0004938064
Date	Jan 2, 2024
Instrument	4938064

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Mortgage

Document Number	0004938065
Date	Jan 2, 2024
Instrument	4938065

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WELD CO
Property Address	2655 CUTTER DR, SEVERANCE, CO 80524-8562
Document Number	0004461458
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2600 CUTTER DR SEVERANCE CO, SEVERANCE, CO

Tax Assessment & Valuation

The 2025 property tax bill for 2655 Cutter Dr was $9,893, down 9.9% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,320 (+0.46%) Land $11,930 Building $45,390	$912,876 (-) Land $190,000 Building $722,876
2025	$9,893.00 (-9.87%)	$57,060 Land $11,880 Building $45,180	$912,876 Land $190,000 Building $722,876
2024	$10,976.00 (+541.12%)
2023	$1,712.00 (-25.21%)	$14,490 (+3.21%) Land $11,840 Building $2,650	$214,218 (+342.54%) Land $175,000 Building $39,218
2022	$2,289.00	$14,040 Land $14,040	$48,407 Land $48,407

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2655 Cutter Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Most Recent Claim	Apr 1999 · Flooding 4/30/99

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2655 Cutter Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 47% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH WELD COUNTY WD serves 15,890 people · EPA ID CO0162553
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LightGig Communications Fiber	10,000 / 10,000
CenturyLink Fiber	2,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: Visionary Broadband.

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