Kershaw County property record for 2657 Watson St, Elgin, SC 29045 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2017 |
| Square Footage | 3,276 sqft Gross Area |
| Lot Size | 102,366 sqft (2.34 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,405.00 (2025) |
| Primary APN | 347-00-00-189 |
|---|---|
| Alternative APN |
|
| Building Area | 3,276 sqft Gross Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Vinyl Exterior |
| Lot Area | 102,366 sqft (2.34 acres) |
| Account Number | 657 |
|---|---|
| Street Address | 2657 WATSON ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-8817 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DIST:279 MAP REF:BK C199 PG 3 |
| Legal Subdivision | ROBERT W COKER 3 & ASHLEY K M |
| Jurisdiction | KERSHAW SC |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2032 |
| Census Tract | 970909 |
Source: Kershaw County records · APN 347-00-00-189
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2657 WATSON ST, ELGIN, SC 29045-8817 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) STATE CU |
| Dec 15, 2020 | Loan Modification, Mortgage · Conventional Mortgage SC STATE FCU |
| Jul 05, 2018 | Deed of Trust, Mortgage · Line of Credit SC STATE FCU |
| Mar 21, 2017 | Quit Claim Deed, Construction Loan · Building or Construction Mortgage FIRST CMNTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 21, 2017 |
| Transfer Doc | 0000002264 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 2657 WATSON ST, ELGIN, SC 29045-8817 |
| Document Number | 0000000304 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2657 WATSON ST ELGIN SC 290458817, ELGIN, SC 29045-8817 |
| Document Number | 0000000304 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 004383/000227 |
| Instrument | 304 |
| Name | STATE CU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 2657 WATSON ST, ELGIN, SC 29045-8817 |
| Document Number | 0000000305 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 0000000305 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 004383/000238 |
| Instrument | 305 |
| Name | SC STATE FCU |
|---|---|
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 2657 WATSON ST, ELGIN, SC 29045-8817 |
| Document Number | 0000005812 |
| Instrument Date | Jul 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2657 WATSON ST ELGIN SC 290458817, ELGIN, SC 29045-8817 |
| Document Number | 0000005812 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 003894/000134 |
| Instrument | 5812 |
| Name | SC STATE FCU |
|---|---|
| Address | COLUMBIA, SC 29201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 29, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Mar 21, 2017 |
| Property Address | 2657 WATSON ST, ELGIN, SC 29045-8817 |
| Document Number | 0000002264 |
| Book / Page | 003666 / 000213 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 2264 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 17, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 179 STATE RD DAVIDS CHURCH RD WEST COLUMBIA SC 29170, WEST COLUMBIA, SC 29170 |
| Document Number | 2265 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 003666/000217 |
| Instrument | 2265 |
| Name | FIRST CMNTY BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2047 |
Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,405.00 (-31.96%) | $228,500 (-) Land $23,500 Building $205,000 | $228,500 (-) |
| 2023 | $2,065.00 | $228,500 Land $23,500 Building $205,000 | $228,500 |
Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 21% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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