Kershaw County property record for 2639 Watson St, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,856 sqft |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Oct 2021) |
| Tax Bill | $1,077 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 347-00-00-004 |
| Primary APN | 347-00-00-004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,856 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Lot Area | 68,389 sqft (1.57 acres) |
| Garage Type | Carport |
| Garage Area | 420 sqft |
| Carport | Carport |
| Carport Area | 420 sqft |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 576 sqft |
| Porch | Porch |
| Porch Area | 640 sqft |
| Patio Area | 144 sqft |
| Account Number | 4773 |
|---|---|
| Street Address | 2639 WATSON ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-8817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | CONTRACT OF SALE |
| Legal Subdivision | RW COKER JR |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 970909 |
Source: Kershaw County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2639 WATSON ST, ELGIN, SC 29045-8817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on Record |
| Deed Sale | Oct 22, 2021 · Amount on Record |
| Prior Sale | Dec 1, 2013 · Amount on Record |
| Deed Document Number | 202111700 |
| Deed Book / Page | 4597 / 56 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 6, 2026 |
| Property Address | 2639 WATSON ST, ELGIN, SC 29045-8817 |
| Document Number | 0000003153 |
| Book / Page | 5561 / 277 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 20263153 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2639 WATSON ST, ELGIN, SC 29045-8817 |
| Document Number | 0000003153, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 5561/277 |
| Instrument | 20263153 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Oct 1, 2051 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,077.00 (+65.69%) | $163,700 (-) Land $15,700 Building $148,000 | $163,700 (-) |
| 2023 | $650.00 | $163,700 Land $15,700 Building $148,000 | $163,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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