Kershaw County property record for 2653 Watson St, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,932 sqft |
| Lot Size | 43.7 acres (1,904,008 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $798 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit Mar 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 347-00-00-022 |
| Primary APN | 347-00-00-022 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,932 sqft Gross Area |
| Gross Area | 1,629 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Lot Area | 1,904,008 sqft (43.7 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Porch | Porch |
| Porch Area | 373 sqft |
| Deck Area | 539 sqft |
| Account Number | 657 |
|---|---|
| Old Parcel Number | 0347 00 00 0220 |
| Street Address | 2653 WATSON ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-8817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | 1355-94 710-89 HW-1558 IE-1412 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 970909 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2653 WATSON ST, ELGIN, SC 29045-8817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2020 | Deed of Trust, Mortgage · Line of Credit SC STATE FCU |
| Mar 21, 2017 | Quit Claim Deed, Construction Loan · Construction Mortgage FIRST CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2016 |
| Deed Sale | Aug 18, 2016 |
| Deed Document Number | 0000357134 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 2653 WATSON ST, ELGIN, SC 29045-8817 |
| Document Number | 0000000443 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2653 WATSON ST ELGIN SC 290458817, ELGIN, SC 29045-8817 |
| Document Number | 0000000443 |
|---|---|
| Date | Jan 17, 2020 |
| Book Page | 004154/000288 |
| Instrument | 443 |
| Name | SC STATE FCU |
|---|---|
| Address | COLUMBIA, SC 29201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 16, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Mar 21, 2017 |
| Property Address | 2653 WATSON ST, ELGIN, SC 29045-8817 |
| Document Number | 0000002264 |
| Book / Page | 003666 / 000213 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 2264 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 17, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 179 STATE RD DAVIDS CHURCH RD WEST COLUMBIA SC 29170, WEST COLUMBIA, SC 29170 |
| Document Number | 2265 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 003666/000217 |
| Instrument | 2265 |
| Name | FIRST CMNTY BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2047 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $798.00 (-52.86%) | $155,300 (-) Land $15,300 Building $140,000 | $256,775 (-) |
| 2023 | $1,693.00 | $155,300 Land $15,300 Building $140,000 | $256,775 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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