2656 Willowbrook Dr, Matthews, NC 28104 Property Records

Union County property record for 2656 Willowbrook Dr, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,360 sqft · built 1995
Lot Size	0.388 acres (16,901 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,597 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-054-552`

Property Details

APN / Parcel Number

Primary APN	`07-054-552`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,360 sqft Living Area
Gross Area	2,677 sqft
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,901 sqft (0.388 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2656 WILLOWBROOK DR
City	MATTHEWS
State	NC
Zip	28104-2265
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 STALL
Legal Description	P/67 WILLOW BROOK@HUNLEY CREEK OPCD660
Legal Subdivision	HUNLEY CREEK - WILLOW BROOK
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1002
Census Tract	20309

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2656 WILLOWBROOK DR, MATTHEWS, NC 28104-2265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 24, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Apr 9, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021
Deed Sale	Mar 31, 2021
Prior Sale	Jun 4, 2004 · Amount on Record
Deed Document Number	202114941
Deed Book / Page	8046 / 48
Prior Transfer Date	Mar 26, 2021
Prior Transfer Doc	804648
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Mar 31, 2021
Property Address	2656 WILLOWBROOK DR, MATTHEWS, NC 28104-2265
Document Number	0000804648
Book / Page	8046 / 48
Map Reference	CAB D FILE 660
Instrument Date	Mar 26, 2021
Instrument	14941
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2656 WILLOWBROOK DR, MATTHEWS, NC 28104-2265

Mortgage

Document Number	0000014942
Date	Mar 31, 2021
Instrument	14942

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	170 Months
Due	May 1, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2656 WILLOWBROOK DR, MATTHEWS, NC 28104-2265
Document Number	7621702
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2656 WILLOWBROOK DR MATTHEWS NC 281042265, MATTHEWS, NC 28104-2265

Mortgage

Document Number	7621702
Date	Mar 30, 2020
Book Page	007621/000702
Instrument	10417

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 29, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2656 WILLOWBROOK DR, MATTHEWS, NC 28104-2265
Document Number	7348823
Instrument Date	Apr 9, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2656 WILLOWBROOK DR MATTHEWS NC 281042265, MATTHEWS, NC 28104-2265

Mortgage

Document Number	7348823
Date	Apr 15, 2019
Book Page	007348/000823
Instrument	9575

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 14, 2034

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,200 (-) Land $91,400 Building $438,800	$530,200 (-) Land $91,400 Building $438,800
2025	$3,597.00 (+23.1%)	$530,200 (+51.88%) Land $91,400 Building $438,800	$530,200 (+51.88%) Land $91,400 Building $438,800
2023	$2,922.00	$349,100 Land $58,600 Building $290,500	$349,100 Land $58,600 Building $290,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REEDY CREEK MHP private · serves 64 people · EPA ID NC0160168
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: AT&T.

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