Elko County property record for 2656 Copper Trl, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,858 sqft · built 2018 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,000 (Jun 2024) |
| Tax Bill | $4,557 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2019 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-61J-005 |
| Primary APN | 001-61J-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,858 sqft Living Area |
| Gross Area | 2,418 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 2656 COPPER TRL |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR1 |
| Legal Description | COPPER TRAILS UNIT 1 FILE 685463,LOCATED IN,MDB&M,FORMERLY A PORTION OF 001-610-115,NO HARD COPY RECORDS, AUTOMATED RECORD ON |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 09 |
| Legal Subdivision | COPPER TRAILS UNIT 1 |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Legal Unit | 1 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 950701 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2656 COPPER TRL, ELKO, NV 89801-4512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Aug 5, 2019 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Dec 22, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 18, 2021 | Correction Deed |
| Nov 19, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Oct 19, 2018 | Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Jun 1, 2018 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2024 · Amount on Record |
| Deed Sale | Jun 3, 2024 · Amount on Record |
| Prior Sale | Nov 19, 2020 · Amount on Record |
| Deed Document Number | 2024837139 |
| Prior Transfer Date | Dec 14, 2020 |
| Prior Transfer Doc | 0000779318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Aug 26, 2026 |
| Property Address | 2656 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000868885 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 2026868885 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 2656 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000868885, |
|---|---|
| Date | Aug 26, 2026 |
| Instrument | 2026868885 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 2656 COPPER TRL, ELKO, NV 89801-4512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000757602 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 757602 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Dec 22, 2020 |
| Property Address | 2656 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000779318 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 779318 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 2656 COPPER TRL ELKO NV 898014512, ELKO, NV 89801-4512 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Feb 18, 2021 |
| Property Address | 2656 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000782654 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 782654 |
| Record Updated | Aug 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 8752 CASTLE RIDGE AVE, 8752, LAS VEGAS, NV 89129-8309 |
| Name | Verified Name |
|---|---|
| Address | 2656 COPPER TRL, ELKO, NV 89801-4512 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Nov 19, 2020 |
| Property Address | 2656 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000777363 |
| Map Reference | FILE 685463 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 777363 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,287.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2656 COPPER TRL, 2656, ELKO, NV 89801-4512 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2656 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000777364 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 777364 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Oct 19, 2018 |
| Property Address | 2656 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000747317 |
| Map Reference | FILE685463 |
| Instrument Date | Oct 16, 2018 |
| Instrument | 747317 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | RELIANT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 BROOKLAWN DR, 207, SPRING CREEK, NV 89815-5805 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2656 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000747318 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 747318 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 1, 2018 |
| Property Address | 2656 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000741489 |
| Instrument Date | May 30, 2018 |
| Instrument | 741489 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $429.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 207 BROOKWOOD DR ELKO NV 898012301, ELKO, NV 89801-2301 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,557.00 (+3.36%) | $124,493 (-1.55%) Land $25,200 Building $99,293 | $355,694 (-1.55%) Land $72,000 Building $283,694 |
| 2025 | $4,409.00 (+21.09%) | $126,451 (+13.59%) Land $25,200 Building $101,251 | $361,289 (+13.59%) Land $72,000 Building $289,289 |
| 2023 | $3,641.00 (+3%) | $111,319 (+15.31%) Land $15,750 Building $95,569 | $318,054 (+15.31%) Land $45,000 Building $273,054 |
| 2022 | $3,535.00 | $96,541 Land $15,750 Building $80,791 | $275,831 Land $45,000 Building $230,831 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.3% of the US · above 91% of Nevada |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, CC Communications Broadband, Rise Broadband, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures