Elko County property record for 2632 Copper Trl, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,567 sqft · built 2015 |
| Lot Size | 0.096 acres (4,182 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Oct 2021) |
| Tax Bill | $5,280 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Nov 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-61J-002 |
| Primary APN | 001-61J-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,567 sqft Living Area |
| Gross Area | 2,999 sqft |
| 1st Floor Area | 2,567 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,182 sqft (0.096 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2632 COPPER TRL |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR1 |
| Legal Description | COPPER TRAILS UNIT 1 FILE 685463,LOCATED IN,MDB&M,FORMERLY A PORTION OF 001-610-115,NO HARD COPY RECORDS, AUTOMATED RECORD ON |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 09 |
| Legal Subdivision | COPPER TRAILS UNIT 1 |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Legal Unit | 1 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 950701 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2632 COPPER TRL, ELKO, NV 89801-4512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 28, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Nov 24, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 11, 2019 | Grant Deed, Transfer · Conventional with PMI BANK OF ID |
| Dec 11, 2019 | Grant Deed, Transfer STEWART TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on Record |
| Deed Sale | Oct 28, 2021 · Amount on Record |
| Prior Sale | Nov 24, 2020 · Amount on Record |
| Deed Document Number | 2021796718 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Oct 28, 2021 |
| Property Address | 2632 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000796718 |
| Instrument Date | Sep 2, 2021 |
| Instrument | 796718 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2021 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,599.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2632 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000796719 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 796719 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Nov 24, 2020 |
| Property Address | 2632 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000777536 |
| Map Reference | FILE 685463 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 777536 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,404.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2632 COPPER TRL, 2632, ELKO, NV 89801-4512 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2632 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000777537 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 777537 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Dec 11, 2019 |
| Property Address | 2632 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000763102 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 763102 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,033.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2632 COPPER TRL ELKO NV 898014512, ELKO, NV 89801-4512 |
| Document Number | 763103 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 763103 |
| Name | BANK OF ID |
|---|---|
| Type | Bank |
| Address | IDAHO FALLS, ID 83402 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Dec 11, 2019 |
| Property Address | 2632 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000763101 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 763101 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,033.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301 |
| Investor | Possibly a Property Investor |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,280.00 (-1.79%) | $144,242 (-1.79%) Land $25,200 Building $119,042 | $412,120 (-1.79%) Land $72,000 Building $340,120 |
| 2025 | $5,376.00 (+15.22%) | $146,873 (+8.08%) Land $25,200 Building $121,673 | $419,637 (+8.08%) Land $72,000 Building $347,637 |
| 2023 | $4,666.00 (+8.51%) | $135,896 (+15.72%) Land $15,750 Building $120,146 | $388,274 (+15.72%) Land $45,000 Building $343,274 |
| 2022 | $4,300.00 | $117,436 Land $15,750 Building $101,686 | $335,531 Land $45,000 Building $290,531 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.3% of the US · above 91% of Nevada |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, CC Communications Broadband, Rise Broadband, Verizon.
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