Elko County property record for 2648 Copper Trl, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,462 sqft · built 2016 |
| Lot Size | 0.097 acres (4,225 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,738 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jan 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-61J-004 |
| Primary APN | 001-61J-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,462 sqft Living Area |
| Gross Area | 2,894 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,225 sqft (0.097 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2648 COPPER TRL |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR1 |
| Legal Description | COPPER TRAILS UNIT 1 FILE 685463 LOT 4 .092A LOCATED IN SEC 9 TWP 34N RGE 55E MDB&M FORMERLY A PORTION OF 001-610-115 NO HARD |
| Legal Subdivision | COPPER TRAILS UNIT 1 |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Legal Unit | 1 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 950701 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2648 COPPER TRL, ELKO, NV 89801-4512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING |
| Jan 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BK |
| Jan 3, 2020 | Bargain and Sale Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| May 4, 2020 | Correction Deed, Transfer STEWART TITLE |
| Jan 22, 2020 | Correction Deed STEWART TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2020 |
| Deed Sale | Jan 22, 2020 |
| Prior Sale | Jan 3, 2020 · Amount on Record |
| Deed Document Number | 2020764458 |
| Prior Transfer Date | Dec 9, 2019 |
| Prior Transfer Doc | 0000764458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Aug 6, 2026 |
| Property Address | 2648 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000868171 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026868171 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2648 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000868171, |
|---|---|
| Date | Aug 6, 2026 |
| Instrument | 2026868171 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 26, 2046 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 2648 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000764459 |
| Instrument Date | Jan 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2020 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|---|
| Address | 2648 COPPER TRL ELKO NV 898014512, ELKO, NV 89801-4512 |
| Document Number | 0000764459 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 764459 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jan 3, 2020 |
| Property Address | 2648 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000763980 |
| Map Reference | FILE685463DOC694131 |
| Instrument Date | Dec 9, 2019 |
| Instrument | 763980 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,105.65 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2648 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000763981 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 763981 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | May 4, 2020 |
| Property Address | 2648 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000768089 |
| Instrument Date | Dec 9, 2019 |
| Instrument | 768089 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2648 COPPER TRL ELKO NV 898014512, ELKO, NV 89801-4512 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jan 22, 2020 |
| Property Address | 2648 COPPER TRL, ELKO, NV 89801-4512 |
| Document Number | 0000764458 |
| Instrument Date | Dec 9, 2019 |
| Instrument | 764458 |
| Record Updated | Feb 3, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2648 COPPER TRL ELKO NV 898014512, ELKO, NV 89801-4512 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,738.00 (+3.02%) | $138,884 (-1.74%) Land $25,200 Building $113,684 | $396,811 (-1.74%) Land $72,000 Building $324,811 |
| 2025 | $4,599.00 (+12.78%) | $141,343 (+12.75%) Land $25,200 Building $116,143 | $403,837 (+12.75%) Land $72,000 Building $331,837 |
| 2023 | $4,078.00 (+3.01%) | $125,365 (+15.66%) Land $15,750 Building $109,615 | $358,186 (+15.66%) Land $45,000 Building $313,186 |
| 2022 | $3,959.00 | $108,387 Land $15,750 Building $92,637 | $309,677 Land $45,000 Building $264,677 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.3% of the US · above 91% of Nevada |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, CC Communications Broadband, Rise Broadband, Verizon.
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