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2649 Cutter Dr, Severance (Fort Collins), CO 80524 Property Records

Weld County property record for 2649 Cutter Dr, Severance, CO 80524

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,771 sqft · built 2022
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on Record
Last Sale$833,695 (Feb 2023)
Tax Bill$9,900 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7050-94-0-40-25

Property Details

APN / Parcel Number

Primary APN7050-94-0-40-25
Alternative APNs
  • 0705-09-4-04-025
  • R8952583

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area3,771 sqft Living Area
Gross Area5,776 sqft
1st Floor Area2,452 sqft
Basement Area2,452 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area65,340 sqft (1.5 acres)
Garage TypeAttached
Garage Area872 sqft
PorchSlab
Balcony Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR8952583
Street Address2649 CUTTER DR
CitySEVERANCE
StateCO
Zip80524-8562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 25 SADDLER PUD RPLT
Legal SubdivisionSADDLER PUD RPLT
Legal Block4
Legal Lot Number25
JurisdictionWELD CO
Township / Civil DivisionAULT
Census Block Group4
Census Block4015
Census Tract2300

Owner

Source: Weld County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2649 CUTTER DR, SEVERANCE, CO 80524-8562
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2023 · Amount on Record
Deed SaleFeb 23, 2023 · Amount on Record
Deed Document Number20234882867
Record UpdatedSep 20, 2026

February 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionWELD CO
Recording DateFeb 23, 2023
Property Address2649 CUTTER DR, SEVERANCE, CO 80524-8562
Document Number0004882867
Instrument DateFeb 17, 2023
Instrument4882867
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 16, 2026
Title CompanyLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$83.37
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address428 KIMBARK ST, LONGMONT, CO 80501-5526

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2649 CUTTER DR, SEVERANCE, CO 80524-8562

Mortgage

Document Number0004882868
DateFeb 23, 2023
Instrument4882868
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateColorado
CountyWeld County
MunicipalitySeverance Town
Unified School DistrictWindsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$57,360 (+0.46%) Land $11,930 Building $45,430$913,463 (-) Land $190,000 Building $723,463
2025$9,900.00 (-9.87%)$57,100 (+132.11%) Land $11,880 Building $45,220$913,463 (+151.23%) Land $190,000 Building $723,463
2024$10,984.00 (+230.84%)
2023$3,320.00$24,600 Land $11,840 Building $12,760$363,590 Land $175,000 Building $188,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1999)
Most Recent ClaimApr 1999 · Flooding 4/30/99

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 47% of Colorado
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH WELD COUNTY WD
serves 15,890 people · EPA ID CO0162553
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LightGig Communications
Fiber		10,000 / 10,000
CenturyLink
Fiber		2,000 / 1,000
Vistabeam
Fixed Wireless		500 / 80
Verizon
Fixed Wireless		300 / 20

May also be available: Visionary Broadband.

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