2654 Richards Dr SE, Grand Rapids, MI 49506 Property Records

Kent County property record for 2654 Richards Dr SE, Grand Rapids, MI 49506

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 902 sqft · built 1952
Lot Size0.129 acres (5,619 sqft)
Owner2 Individual Names on Record
Last Sale$146,000 (Mar 2014)
Tax Bill$4,202 (2025)
Deeds & MortgagesJan 2020 Mortgage
Sep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN41-18-03-181-003

Property Details

APN / Parcel Number

Primary APN41-18-03-181-003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area902 sqft Living Area
1st Floor Area864 sqft
Basement Area864 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Lot Area5,619 sqft (0.129 acres)
Lot Dimensions110 ft deep x 51 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Deck Area3,187 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2654 RICHARDS DR SE
CityGRAND RAPIDS
StateMI
Zip49506-4761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT 669 * PARIS PARK NO. 3
Legal SubdivisionPARIS PARK NO. 3
Legal Lot Number669
JurisdictionKENT MI
Township / Civil DivisionEAST GRAND RAPIDS
Census Block Group2
Census Block2006
Census Tract12500

Owner

Source: Kent County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2654 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4761
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 28, 2017Deed of Trust, Mortgage · Line of Credit
LAKE MI CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2014 · Amount on Record
Deed SaleMar 19, 2014 · Amount on Record
Prior SaleJan 23, 2001 · Amount on Record
Deed Document Number201418916
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address2654 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4761
Transaction TypeMortgage
Record UpdatedNov 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007225
DateJan 24, 2020
Instrument20200124-0007225
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address2654 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4761
Document Number0000090924
Instrument DateSep 28, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2654 RICHARDS DR SE GRAND RAPIDS MI 495064761, GRAND RAPIDS, MI 49506-4761

Mortgage

Document Number0000090924
DateOct 26, 2017
Instrument90924
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501-2848
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 25, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kent County assessment roll, as of June 13, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
MunicipalityEast Grand Rapids City
Unified School DistrictEast Grand Rapids Public School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,202.00 (+8.49%) Homeowner's exemption$157,700 (+26.06%)$315,400 (+26.06%)
2023$125,100$250,200
2021$3,873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1994–1996)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST GRAND RAPIDS
serves 11,637 people · EPA ID MI0001960
Water SourcePurchased surface water from GRAND RAPIDS
Last State InspectionJan 2026
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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