Kent County property record for 2631 Richards Dr SE, Grand Rapids, MI 49506
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,064 sqft · built 1953 |
| Lot Size | 0.131 acres (5,706 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $406,000 (Aug 2026) |
| Tax Bill | $6,497 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Feb 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-18-03-178-024 |
| Primary APN | 41-18-03-178-024 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Lot Area | 5,706 sqft (0.131 acres) |
| Lot Dimensions | 114 ft deep x 50 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2631 RICHARDS DR SE |
|---|---|
| City | GRAND RAPIDS |
| State | MI |
| Zip | 49506-4735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 627 * PARIS PARK NO. 3 |
| Legal Subdivision | PARIS PARK NO. 3 |
| Legal Lot Number | 627 |
| Jurisdiction | KENT MI |
| Township / Civil Division | EAST GRAND RAPIDS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 12500 |
2631 Richards Dr SE is owned by two individuals who bought it in August 2026.
Source: Kent County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10836 WESTRIDGE WAY, HOLLAND, MI 49423-9205 |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Warranty Deed, Transfer CLEARSTREAM TITLE |
| Feb 13, 2020 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Aug 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on File |
| Deed Sale | Aug 14, 2026 · Amount on File |
| Prior Sale | Aug 28, 2020 · Amount on File |
| Deed Document Number | 202655393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Aug 14, 2026 |
| Property Address | 2631 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4735 |
| Document Number | 0000055393 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202655393 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2026 |
| Title Company | CLEARSTREAM TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $307,545.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 2631 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4735 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2022 |
| Title Company | FIRST AMERICAN ELS |
| Name | Verified Name |
|---|
| Document Number | 0000012905 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 20200213-0012905 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Aug 28, 2020 |
| Property Address | 2631 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4735 |
| Document Number | 0000078023 |
| Map Reference | LB 35 PG 13 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 20200828-0078023 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,193.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1606 ANDOVER RD SE, 1606, GRAND RAPIDS, MI 49506-4710 |
| Name | Verified Name |
|---|---|
| Address | 62 W 11TH ST, HOLLAND, MI 49423-3204 |
| Document Number | 0000078024 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 20200828-0078024 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 2631 Richards Dr SE was $6,497.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| Municipality | East Grand Rapids City |
| Unified School District | East Grand Rapids Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,600 (+9.25%) | $385,200 (+9.25%) | |
| 2025 | $6,497.00 Homeowner's exemption | $176,300 | $352,600 |
| 2023 | $140,200 | $280,400 | |
| 2021 | $5,607.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2631 Richards Dr SE in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1994–1996) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2631 Richards Dr SE has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND RAPIDS serves 306,901 people · EPA ID MI0002790 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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