Kent County property record for 2648 Richards Dr SE, Grand Rapids, MI 49506
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,428 sqft · built 1954 |
| Lot Size | 0.142 acres (6,186 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $337,100 (Jan 2021) |
| Tax Bill | $7,267 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-18-03-181-002 |
| Primary APN | 41-18-03-181-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 700 sqft |
| Basement Area | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 6,186 sqft (0.142 acres) |
| Lot Dimensions | 117 ft deep x 53 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2648 RICHARDS DR SE |
|---|---|
| City | GRAND RAPIDS |
| State | MI |
| Zip | 49506-4761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | E 53 FT OF LOTS 670 & 671 * PARIS PARK NO. 3 |
| Legal Subdivision | PARIS PARK NO. 3 |
| Legal Lot Number | 670-671 |
| Jurisdiction | KENT MI |
| Township / Civil Division | EAST GRAND RAPIDS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 12500 |
Source: Kent County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2648 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jan 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Jun 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2021 · Amount on Record |
| Deed Sale | Jan 14, 2021 · Amount on Record |
| Prior Sale | Jun 13, 2019 · Amount on Record |
| Deed Document Number | 20215248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 2648 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4761 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2022 |
| Title Company | GR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000116531 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 20201207-0116531 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Jan 14, 2021 |
| Property Address | 2648 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4761 |
| Document Number | 0000005248 |
| Map Reference | LB 35 PG 13 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 20210114-0005248 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | FATIC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,902.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2648 RICHARDS DR SE, 2648, GRAND RAPIDS, MI 49506-4761 |
| Name | Verified Name |
|---|---|
| Address | 2648 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4761 |
| Document Number | 0000005249 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 20210114-0005249 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Jun 13, 2019 |
| Property Address | 2648 RICHARDS DR SE, GRAND RAPIDS, MI 49506-4761 |
| Document Number | 0000041631 |
| Map Reference | LB 35 PG 13 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 20190613-0041631 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,322.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1519 SW 6TH CT, 1519, BOCA RATON, FL 33486-7033 |
| Name | Verified Name |
|---|---|
| Address | 449 DIVISION AVE S APT 202, 202, GRAND RAPIDS, MI 49503-5137 |
| Document Number | 0000041632 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 20190613-0041632 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| Municipality | East Grand Rapids City |
| Unified School District | East Grand Rapids Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,500 (+8.74%) | $423,000 (+8.74%) | |
| 2025 | $7,267.00 (+20.39%) Homeowner's exemption | $194,500 (+22.33%) | $389,000 (+22.33%) |
| 2023 | $159,000 | $318,000 | |
| 2021 | $6,036.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1994–1996) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST GRAND RAPIDS serves 11,637 people · EPA ID MI0001960 |
|---|---|
| Water Source | Purchased surface water from GRAND RAPIDS |
| Last State Inspection | Jan 2026 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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