Merced County property record for 2653 E North Bear Creek Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,658 sqft · built 1969 |
| Lot Size | 0.634 acres (27,634 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,129 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 108-030-004-000 |
| Primary APN | 108-030-004-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,658 sqft Living Area |
| 1st Floor Area | 3,658 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Wood |
| Lot Area | 27,634 sqft (0.634 acres) |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 16 sqft |
| Patio Area | 456 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 108-030-004 |
|---|---|
| Street Address | 2653 E NORTH BEAR CREEK DR |
| City | MERCED |
| State | CA |
| Zip | 95340-2761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WHITE GATE FMS LOT 4 |
| Legal Subdivision | WHITE GATE FARMS SUB |
| Legal Lot Number | 4 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 1200 |
2653 E North Bear Creek Dr is owned and occupied by two individuals who acquired it in January 2009.
Source: Merced County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2653 E NORTH BEAR CREEK DR, MERCED, CA 95340-2761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 30, 2009 |
| Transfer Doc | 0000007193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2653 E NORTH BEAR CREEK DR, MERCED, CA 95340-2761 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Title Company | BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC |
| Name | Verified Name |
|---|---|
| Address | 2653 E NORTH BEAR CREEK DR, MERCED, CA 95340-2761 |
| Document Number | 0000027224 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025027224 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 2653 E North Bear Creek Dr was $8,129 with a homeowner's exemption, up 127.7% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $754,290 (+2%) Land $156,060 Building $598,230 | |
| 2025 | $8,129.00 (+127.7%) Homeowner's exemption | $739,500 Land $153,000 Building $586,500 |
| 2024 | $3,570.00 (+1.45%) | |
| 2023 | $3,519.00 (+1.38%) Homeowner's exemption | $333,056 Land $54,403 Building $278,653 |
| 2022 | $3,471.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2653 E North Bear Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2653 E North Bear Creek Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures