2625 E North Bear Creek Dr, Merced, CA 95340 Property Records

Merced County property record for 2625 E North Bear Creek Dr, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,658 sqft · built 1974
Lot Size	0.672 acres (29,290 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Dec 2018)
Tax Bill	$7,352 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`108-030-003-000`

Property Details

APN / Parcel Number

Primary APN	`108-030-003-000`
Alternative APNs	`108-030-003` `008172007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,658 sqft Living Area
1st Floor Area	2,658 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Wood
Roof Material	Tile
Lot Area	29,290 sqft (0.672 acres)
Garage Type	Attached
Garage Area	777 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	481 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	108-030-003
Street Address	2625 E NORTH BEAR CREEK DR
City	MERCED
State	CA
Zip	95340-2761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WHITE GATE FMS LOT 3
Legal Subdivision	WHITE GATE FMS
Legal Lot Number	3
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4023
Census Tract	1200

Owner

2625 E North Bear Creek Dr is owned and occupied by two individuals who bought it in December 2018.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2625 E NORTH BEAR CREEK DR, MERCED, CA 95340-2761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 18, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2018 · Amount on File
Deed Sale	Dec 18, 2018 · Amount on File
Prior Sale	Sep 28, 2001 · Amount on File
Deed Document Number	201840309
Prior Transfer Date	Apr 8, 2015
Prior Transfer Doc	0000012236
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2625 E NORTH BEAR CREEK DR, MERCED, CA 95340-2761
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2625 E NORTH BEAR CREEK DR, MERCED, CA 95340-2761

Mortgage

Document Number	0000029655
Date	Aug 26, 2020
Instrument	2020029655

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2625 E NORTH BEAR CREEK DR, MERCED, CA 95340-2761
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	CONSUMERS TITLE CO OF SO CAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018074
Date	Jun 19, 2019
Instrument	2019018074

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 18, 2018
Property Address	2625 E NORTH BEAR CREEK DR, MERCED, CA 95340-2761
Document Number	0000040309
Map Reference	MB 17 PG 2
Instrument Date	Dec 7, 2018
Instrument	2018040309
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2625 E NORTH BEAR CREEK DR, MERCED, CA 95340-2761

Mortgage

Document Number	0000040310
Date	Dec 18, 2018
Instrument	2018040310

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2625 E North Bear Creek Dr was $7,352 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$682,691 (+2%) Land $142,225 Building $540,466
2025	$7,352.00 Homeowner's exemption	$669,306 Land $139,437 Building $529,869
2023	$6,851.00 (+1.33%) Homeowner's exemption	$643,318 Land $134,023 Building $509,295
2022	$6,761.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2625 E North Bear Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2625 E North Bear Creek Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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