Fannin County property record for 2651 FM 981, Leonard, TX 75452
| Property Type | Single Family Home |
|---|---|
| Details | 4,516 sqft · built 2020 |
| Lot Size | 5.08 acres (221,546 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,358 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9-0010-00A-06-LI |
| Primary APN | 9-0010-00A-06-LI |
|---|---|
| Alternative APN |
|
| Building Area | 4,516 sqft Living Area |
|---|
| Year Built | Built 2020 |
|---|---|
| Lot Area | 221,546 sqft (5.08 acres) |
| Account Number | 9-0010-00A-06-LI |
|---|---|
| Street Address | 2651 FM 981 |
| City | LEONARD |
| State | TX |
| Zip | 75452-4963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARDING ESTATES, BLOCK A, LOT 6, ACRES 5.086 |
| Legal Subdivision | HARDING ESTATES |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | LEONARD |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 950701 |
2651 FM 981 is owned and occupied by two individuals who acquired it in June 2020.
Source: Fannin County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2651 FM 981, LEONARD, TX 75452-4963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2020 |
| Deed Sale | Jun 17, 2020 |
| Record Updated | Jun 8, 2026 |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Unified School District | Leonard Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $994,440 Land $277,810 Building $716,630 | $994,440 Land $277,810 Building $716,630 | |
| 2024 | $12,358.00 | ||
| 2023 | $809,400 Land $139,870 Building $669,530 | $809,400 Land $139,870 Building $669,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2651 FM 981 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (2015–2020) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Mar 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2651 FM 981 is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 79% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST LEONARD WSC serves 2,733 people · EPA ID TX0740034 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: 360 Broadband.
5G and 4G LTE (outdoors only)
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