Fannin County property record for 3099 FM 981, Leonard, TX 75452
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,165 sqft · built 2014 |
| Lot Size | 10.9 acres (479,073 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $233,200 (Mar 2016) |
| Tax Bill | $6,908 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1379-002-0000-02 |
| Primary APN | 1379-002-0000-02 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,165 sqft Living Area |
| 1st Floor Area | 1,333 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 479,073 sqft (10.9 acres) |
| Porch | Porch |
| Porch Area | 581 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Account Number | 1379-002-0000-02 |
|---|---|
| Street Address | 3099 FM 981 |
| City | LEONARD |
| State | TX |
| Zip | 75452-4983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A1379 G STOVALL, ACRES 10.998 |
| Legal Subdivision | G S STOVALL SURVEY |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | LEONARD |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 950701 |
Source: Fannin County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3099 FM 981, LEONARD, TX 75452-4983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2016 · Amount on Record |
| Deed Sale | Mar 29, 2016 · Amount on Record |
| Prior Sale | Jul 21, 2015 · Amount on Record |
| Deed Document Number | 20161543 |
| Deed Book / Page | 1862 / 535 |
| Prior Transfer Date | Mar 23, 2016 |
| Prior Transfer Doc | 01862/0535 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 3099 FM 981, LEONARD, TX 75452-4983 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2020004093 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 2020004093 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
Source: Fannin County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Unified School District | Leonard Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,908.00 (+36.68%) Homeowner's exemption | $604,050 (+15.17%) Land $362,930 Building $241,120 | $604,050 (+15.17%) Land $362,930 Building $241,120 |
| 2024 | $5,054.00 (+53.9%) | ||
| 2023 | $524,490 Land $270,880 Building $253,610 | $524,490 Land $270,880 Building $253,610 | |
| 2018 | $3,284.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (2015–2020) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Mar 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST LEONARD WSC serves 2,733 people · EPA ID TX0740034 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: 360 Broadband.
5G and 4G LTE (outdoors only)
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