San Mateo County property record for 2651 Flores St, San Mateo, CA 94403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,442 sqft · built 1940 |
| Lot Size | 0.122 acres (5,315 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $560,000 (Jul 2010) |
| Tax Bill | $11,750 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Nov 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-371-300 |
| Primary APN | 039-371-300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,442 sqft Living Area |
| 1st Floor Area | 983 sqft |
| Family Room | Family Room |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 5,315 sqft (0.122 acres) |
| Lot Dimensions | 82 ft deep x 65 ft wide |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2651 FLORES ST |
|---|---|
| City | SAN MATEO |
| State | CA |
| Zip | 94403-2319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20000 |
| Legal Description | LOT 5 BLOCK 10 SAN MATEO TERRACE MAP NO 4 RSM 22/33 CITY OF SAN MATEO |
| Legal Subdivision | SAN MATEO TERRACE MAP NO 4 |
| Legal Block | 10 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 607400 |
2651 Flores St is owner-occupied and held in a trust since April 2018.
Source: San Mateo County records, as of August 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2651 FLORES ST, SAN MATEO, CA 94403-2319 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Nov 27, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK |
| May 29, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2010 · Amount on File |
| Deed Sale | Jul 2, 2010 · Amount on File |
| Prior Sale | Feb 15, 1996 · Amount on File |
| Deed Document Number | 201072840 |
| Last Transfer Date | Apr 28, 2018 |
| Transfer Doc | 0000041319 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 2651 FLORES ST, SAN MATEO, CA 94403-2319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000100899 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 2019-100899 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 2651 FLORES ST, SAN MATEO, CA 94403-2319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000100900 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 2019-100900 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 26, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | May 29, 2018 |
| Property Address | 2651 FLORES ST, SAN MATEO, CA 94403-2319 |
| Document Number | 0000041319 |
| Instrument Date | Apr 28, 2018 |
| Instrument | 41319 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2651 FLORES ST SAN MATEO CA 944032319, SAN MATEO, CA 94403-2319 |
The 2025 property tax bill for 2651 Flores St was $11,750.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Mateo City |
| Elementary School District | San Mateo-Foster City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $838,045 (+2%) Land $365,896 Building $472,149 | ||
| 2025 | $11,750.00 | $821,614 Land $358,722 Building $462,892 | |
| 2023 | $11,080.00 (+0.86%) | $789,714 Land $344,794 Building $444,920 | $1,070,370 |
| 2022 | $10,986.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2651 Flores St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1978–1986) |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2651 Flores St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Etheric Networks, GeoLinks.
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