2645 Flores St, San Mateo, CA 94403 Property Records

San Mateo County property record for 2645 Flores St, San Mateo, CA 94403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,289 sqft · built 1940
Lot Size	0.122 acres (5,315 sqft)
Owner	2 Company Names on Record
Last Sale	$825,000 (Jul 2014)
Tax Bill	$5,482 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`039-371-310`

Property Details

APN / Parcel Number

Primary APN	`039-371-310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,289 sqft Living Area
1st Floor Area	920 sqft
Family Room	Family Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Other
Lot Area	5,315 sqft (0.122 acres)
Lot Dimensions	82 ft deep x 65 ft wide
Garage Area	270 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2645 FLORES ST
City	SAN MATEO
State	CA
Zip	94403-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20000
Legal Description	LOT 4 BLOCK 10 SAN MATEO TERRACE MAP NO 4 RSM 22/33 CITY OF SAN MATEO
Legal Subdivision	SAN MATEO TERRACE MAP NO 4
Legal Block	10
Legal Lot Number	4
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	3
Census Block	3003
Census Tract	607400

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2645 FLORES ST, SAN MATEO, CA 94403-2319
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 26, 2021	Intrafamily Transfer, Transfer AMROCK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2014 · Amount on Record
Deed Sale	Jul 7, 2014 · Amount on Record
Prior Sale	Sep 8, 2004 · Amount on Record
Deed Document Number	201459199
Prior Transfer Date	Sep 6, 1996
Prior Transfer Doc	0000139983
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Apr 26, 2021
Property Address	2645 FLORES ST, SAN MATEO, CA 94403-2319
Document Number	0000065704
Map Reference	MB 22 PG 33
Instrument Date	Oct 16, 2020
Instrument	2021-065704
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2645 FLORES ST, SAN MATEO, CA 94403-2319

Mortgage

Document Number	0000065705
Date	Apr 26, 2021
Instrument	2021-065705

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Nov 1, 2049

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Apr 26, 2021
Property Address	2645 FLORES ST, SAN MATEO, CA 94403-2319
Document Number	0000065706
Map Reference	MB 22 PG 33
Instrument Date	Oct 16, 2020
Instrument	2021-065706
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 FLORES ST, SAN MATEO, CA 94403-2319

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,068 (+2%) Land $122,545 Building $255,523
2025	$5,482.00 (+5.44%) Homeowner's exemption	$370,656 (+4.04%) Land $120,143 Building $250,513
2023	$5,199.00 (-7.98%) Homeowner's exemption	$356,265 Land $115,479 Building $240,786	$1,056,600
2022	$5,650.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–1986)
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, GeoLinks.

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