St. Louis County property record for 2651 Bear Island River Rd, Ely, MN 55731
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 410 sqft · built 2013 |
| Lot Size | 1.52 acres (66,561 sqft) |
| Owner | Individual Name on File |
| Last Sale | $54,000 (Feb 2022) |
| Tax Bill | $534 (2026) |
| Deeds & Mortgages | Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 625-0026-00040 |
| Primary APN | 625-0026-00040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 410 sqft Gross Area |
| 1st Floor Area | 390 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 66,561 sqft (1.52 acres) |
| Deck Area | 24 sqft |
|---|---|
| Cabin | 100 sqft |
| Lean-To | 22 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 1079452 |
|---|---|
| Street Address | 2651 BEAR ISLAND RIVER RD |
| City | ELY |
| State | MN |
| Zip | 55731 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 0004 BLOCK:001 SERIAL # |
| Legal Subdivision | FIRST ADDITION TO LAHTI LAND |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BIRCH LAKE |
| Census Block Group | 2 |
| Census Block | 2092 |
| Census Tract | 15401 |
2651 Bear Island River Rd, a residential property, is owned by an individual who bought it in February 2022.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4920 413TH ST, WAHKON, MN 56386-2599 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2022 · Amount on File |
| Deed Sale | Feb 16, 2022 · Amount on File |
| Prior Sale | Oct 18, 2010 · Amount on File |
| Deed Document Number | 20221437593 |
| Prior Transfer Date | Dec 6, 2005 |
| Prior Transfer Doc | 0001005988 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 16, 2022 |
| Property Address | 2651 BEAR ISLAND RIVER RD, ELY, MN 55731 |
| Document Number | 0001437593 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 1437593 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $178.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4920 413TH ST, WAHKON, MN 56386-2599 |
The 2026 property tax bill for 2651 Bear Island River Rd was $534, up 2.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $534.00 (+2.3%) | ||
| 2025 | $522.00 (+14.47%) | $53,600 (-) Land $21,900 Building $31,700 | $53,600 (-) Land $21,900 Building $31,700 |
| 2024 | $456.00 | $53,600 Land $21,900 Building $31,700 | $53,600 Land $21,900 Building $31,700 |
| 2022 | $42,800 Land $17,800 Building $25,000 | $42,800 Land $17,800 Building $25,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2651 Bear Island River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2651 Bear Island River Rd is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 74% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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