St. Louis County property record for 2650 Bear Island River Rd, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,480 sqft · built 1976 |
| Lot Size | 1.17 acres (51,054 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,584 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 625-0026-00240 |
| Primary APN | 625-0026-00240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,480 sqft Gross Area |
| 1st Floor Area | 1,480 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Lot Area | 51,054 sqft (1.17 acres) |
| Garage Area | 988 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 36 sqft |
| Storage Building | 252 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 82429 |
|---|---|
| Street Address | 2650 BEAR ISLAND RIVER RD |
| City | ELY |
| State | MN |
| Zip | 55731-8309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | LOT 7, BLOCK 2 SERIAL # |
| Legal Subdivision | LAHTI LAND FIRST ADD TO |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BIRCH LAKE |
| Census Block Group | 2 |
| Census Block | 2092 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2650 BEAR ISLAND RIVER RD, ELY, MN 55731-8309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,584.00 (-0.65%) Homeowner's exemption | ||
| 2025 | $4,614.00 (+20.72%) Homeowner's exemption | $485,100 (-) Land $166,500 Building $318,600 | $485,100 (-) Land $166,500 Building $318,600 |
| 2024 | $3,822.00 | $485,100 (+41.43%) Land $166,500 Building $318,600 | $485,100 (+41.43%) Land $166,500 Building $318,600 |
| 2022 | $343,000 Land $122,600 Building $220,400 | $343,000 Land $122,600 Building $220,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 74% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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