St. Louis County property record for 2648 Bear Island River Rd, Ely, MN 55731
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 694 sqft · built 1976 |
| Lot Size | 0.778 acres (33,927 sqft) |
| Owner | Individual Name on File |
| Last Sale | $42,500 (Sep 2007) |
| Tax Bill | $2,314 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 625-0026-00230 |
| Primary APN | 625-0026-00230 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 694 sqft Gross Area |
| 1st Floor Area | 524 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 33,927 sqft (0.778 acres) |
| Deck Area | 316 sqft |
|---|---|
| Cabin | 240 sqft |
| Storage Building | 128 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 101651 |
|---|---|
| Street Address | 2648 BEAR ISLAND RIVER RD |
| City | ELY |
| State | MN |
| Zip | 55731-8309 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | LOT 6, BLOCK 2 SERIAL # |
| Legal Subdivision | LAHTI LAND FIRST ADD TO |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BIRCH LAKE |
| Census Block Group | 2 |
| Census Block | 2092 |
| Census Tract | 15401 |
2648 Bear Island River Rd, a residential property, is owned by an individual who bought it in September 2007.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2430 174TH LN NW, ANDOVER, MN 55304-1391 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2007 · Amount on File |
| Deed Sale | Sep 21, 2007 · Amount on File |
| Deed Document Number | 20071063394 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,314.00 (+2.39%) | ||
| 2025 | $2,260.00 (+23.9%) | $220,500 (-) Land $153,500 Building $67,000 | $220,500 (-) Land $153,500 Building $67,000 |
| 2024 | $1,824.00 | $220,500 (+37.98%) Land $153,500 Building $67,000 | $220,500 (+37.98%) Land $153,500 Building $67,000 |
| 2022 | $159,800 Land $113,300 Building $46,500 | $159,800 Land $113,300 Building $46,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2648 Bear Island River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2648 Bear Island River Rd is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 74% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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