2650 Zuni Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2650 Zuni Rd, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,176 sqft · built 2019
Lot Size	4.59 acres (200,071 sqft)
Owner	2 Company Names on File
Last Sale	$460,000 (Jul 2016)
Tax Bill	$7,018 (2025)
Deeds & Mortgages	Sep 2024 Transfer Sep 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-25-31-4260-0001-0100`

Property Details

APN / Parcel Number

Primary APN	`09-25-31-4260-0001-0100`
Alternative APNs	`253109426000010100` `90708`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,464 sqft
1st Floor Area	1,176 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	200,071 sqft (4.59 acres)
Lot Dimensions	1,000 ft deep x 200 ft wide
Garage Type	Carport
Garage Area	1,170 sqft
Carport	Carport
Carport Area	1,170 sqft
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2650 ZUNI RD
City	SAINT CLOUD
State	FL
Zip	34771-7987
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAC
Legal Description	NARCOOSSEE PB 1 PG 73-74 LOT 10
Legal Range	31E
Legal Township	25S
Legal Section	09
Legal Subdivision	NARCOOSSEE NEW MAP OF
Legal Tract	4260
Legal Block	100
Legal Lot Number	10
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1018
Census Tract	43700

Owner

2650 Zuni Rd is owned by a company that acquired it in March 2021.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Company Names on File
Mailing Address	2660 ZUNI RD, SAINT CLOUD, FL 34771-7987
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 5, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 12, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2016 · Amount on File
Deed Sale	Jul 8, 2016 · Amount on File
Deed Document Number	2016104452
Deed Book / Page	4989 / 2256
Last Transfer Date	Mar 12, 2021
Transfer Doc	0059102670
Record Updated	Sep 20, 2026

September 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Sep 5, 2024
Property Address	2650 ZUNI RD, SAINT CLOUD, FL 34771-7987
Document Number	0066601106
Book / Page	6660 / 1106
Map Reference	MB 1 PG 73&74
Instrument Date	Sep 3, 2024
Instrument	2024114430
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2660 ZUNI RD, SAINT CLOUD, FL 34771-7987

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2660 ZUNI RD, SAINT CLOUD, FL 34771-7987

September 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Sep 5, 2024
Property Address	2650 ZUNI RD, SAINT CLOUD, FL 34771-7987
Document Number	0066601103
Book / Page	6660 / 1103
Map Reference	MB 1 PG 73&74
Instrument Date	Sep 3, 2024
Instrument	2024114429
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2660 ZUNI RD, SAINT CLOUD, FL 34771-7987

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2660 ZUNI RD, SAINT CLOUD, FL 34771-7987

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Mar 12, 2021
Property Address	2650 ZUNI RD, SAINT CLOUD, FL 34771-7987
Document Number	0059102670
Book / Page	5910 / 2670
Map Reference	MB 1 PG 73&74
Instrument Date	Mar 12, 2021
Instrument	2021037118
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2660 ZUNI RD, SAINT CLOUD, FL 34771-7987

Tax Assessment & Valuation

The 2025 property tax bill for 2650 Zuni Rd was $7,018, up 2.7% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,018.00 (+2.66%)	$403,700 Land $229,500 Building $174,200	$403,700 Land $229,500 Building $174,200
2024	$6,836.00 (-0.18%)
2023	$6,848.00 (+17.08%)	$401,400 (+6.39%) Land $229,500 Building $171,900	$401,400 (+6.39%) Land $229,500 Building $171,900
2022	$5,849.00	$377,300 Land $229,500 Building $147,800	$377,300 Land $229,500 Building $147,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2650 Zuni Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2650 Zuni Rd is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 64% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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