2625 Zuni Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2625 Zuni Rd, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,117 sqft · built 2021
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Jul 2020)
Tax Bill	$7,561 (2025)
Deeds & Mortgages	Jul 2020 Sale & Construction Loan
Flood Zone	Zone A (high risk)
APN	`10-25-31-2868-0001-0320`

Property Details

APN / Parcel Number

Primary APN	`10-25-31-2868-0001-0320`
Alternative APNs	`253110286800010320` `90826`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,117 sqft Living Area
Gross Area	3,112 sqft
1st Floor Area	2,117 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	484 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	264 sqft
Porch	Slab
Porch Area	208 sqft
Deck Area	582 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2625 ZUNI RD
City	SAINT CLOUD
State	FL
Zip	34771-7821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAC
Legal Description	COUNTRY MEADOW WEST UNIT 1 PB 2 PG 257 LOT 32
Legal Range	31E
Legal Township	25S
Legal Section	10
Legal Subdivision	COUNTRY MEADOW WEST UNIT 1
Legal Tract	2868
Legal Block	320
Legal Lot Number	32
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1031
Census Tract	43700

Owner

2625 Zuni Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Osceola County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2625 ZUNI RD, SAINT CLOUD, FL 34771-7821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Deed Document Number	2020100321
Deed Book / Page	5766 / 69
Prior Transfer Date	Jul 1, 2006
Prior Transfer Doc	0035240637
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 31, 2020
Property Address	2625 ZUNI RD, SAINT CLOUD, FL 34771-7821
Document Number	0057660069
Book / Page	5766 / 69
Map Reference	MB 2 PG 257
Instrument Date	Jul 30, 2020
Instrument	2020100321
Transaction Type	Construction Loan
Record Updated	Aug 1, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2625 ZUNI RD, 2625, SAINT CLOUD, FL 34771-7821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 FLORIDA AVE, SAINT CLOUD, FL 34769-2858

Mortgage

Document Number	0000576670
Date	Jul 31, 2020
Instrument	5766/70

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2625 Zuni Rd was $7,561 with exemptions applied, up 4.3% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,561.00 (+4.26%) Homeowner's exemption Veteran's exemption	$540,225	$546,500 Land $115,000 Building $431,500
2024	$7,252.00 (-3%)
2023	$7,476.00 (+10.51%)	$496,600 (+12.15%) Land $85,500 Building $411,100	$496,600 (+12.15%) Land $85,500 Building $411,100
2022	$6,765.00	$442,800 Land $85,500 Building $357,300	$442,800 Land $85,500 Building $357,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2625 Zuni Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2625 Zuni Rd is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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