Kane County property record for 265 Watch St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,786 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (May 2016) |
| Tax Bill | $6,406 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-128-005 |
| Primary APN | 06-24-128-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,786 sqft Living Area |
| Gross Area | 2,312 sqft |
| Basement Area | 526 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,712 sqft (0.2 acres) |
| Street Address | 265 WATCH ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHERMANS ADDN COUNTY CLERKS SUB C LOT 1 BLOCK 3 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 851400 |
265 Watch St is owned by two individuals who bought it in May 2016.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 156 S LIBERTY ST, ELGIN, IL 60120-6607 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2016 · Amount on File |
| Deed Sale | May 17, 2016 · Amount on File |
| Prior Sale | Apr 4, 2001 · Amount on File |
| Deed Document Number | 201623816 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 265 Watch St was $6,406.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,406.00 | $83,981 (+8.57%) Land $13,635 Building $70,346 | $252,044 (+8.57%) Land $40,921 Building $211,122 |
| 2024 | $77,352 Land $12,559 Building $64,793 | $232,149 Land $37,692 Building $194,457 | |
| 2022 | $5,104.00 (+3.95%) | $58,869 (+6.96%) Land $10,346 Building $48,523 | $176,607 (+6.96%) Land $31,038 Building $145,569 |
| 2021 | $4,910.00 | $55,039 Land $9,673 Building $45,366 | $165,117 Land $29,019 Building $136,098 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 265 Watch St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 265 Watch St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fox Valley Internet, T-Mobile.
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