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256 Watch St, Elgin, IL 60120 Property Records

Kane County property record for 256 Watch St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,718 sqft · built 1900
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$153,000 (Apr 2019)
Tax Bill$6,022 (2025)
Deeds & MortgagesApr 2019 Sale
Sep 2018 Transfer
Flood ZoneZone X (minimal risk)
APN06-24-127-002

Property Details

APN / Parcel Number

Primary APN06-24-127-002

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,718 sqft Living Area
Gross Area2,770 sqft
Basement Area1,052 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address256 WATCH ST
CityELGIN
StateIL
Zip60120-7849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHERMANS ADDN - ELY 3 RODS OF WLY 6 ROD OF LOT 4 BLK 2
Legal SubdivisionSHERMANS ADDN
Legal Block2
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2015
Census Tract851301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address256 WATCH ST, ELGIN, IL 60120-7849
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2019Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO
Sep 19, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2019 · Amount on Record
Deed SaleApr 3, 2019 · Amount on Record
Prior SaleJan 14, 2014 · Amount on Record
Deed Document Number201912853
Prior Transfer DateAug 17, 2018
Prior Transfer Doc0000045878
Record UpdatedOct 29, 2026

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 3, 2019
Property Address256 WATCH ST, ELGIN, IL 60120-7849
Document Number0000012853
Instrument DateMar 26, 2019
Instrument12853
Transaction TypeTransfer
Record UpdatedApr 9, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

AmountAmount Recorded
Tax$229.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address256 WATCH ST ELGIN IL 601207849, ELGIN, IL 60120-7849

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateSep 19, 2018
Property Address256 WATCH ST, ELGIN, IL 60120-7849
Document Number0000045878
Instrument DateAug 17, 2018
Instrument45878
Transaction TypeTransfer
Record UpdatedSep 27, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address256 WATCH ST ELGIN IL 601207849, ELGIN, IL 60120-7849

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,022.00 (+15.83%) Homeowner's exemption$86,943 (+8.57%) Land $12,121 Building $74,822$260,933 (+8.57%) Land $36,378 Building $224,556
2024$80,080 (+21.39%) Land $11,164 Building $68,916$240,336 (+21.44%) Land $33,505 Building $206,831
2022$5,199.00 (+4.67%) Homeowner's exemption$65,967 (+6.96%) Land $9,197 Building $56,770$197,901 (+6.96%) Land $27,591 Building $170,310
2021$4,967.00 Homeowner's exemption$61,675 Land $8,599 Building $53,076$185,025 Land $25,797 Building $159,228

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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