260 Watch St, Elgin, IL 60120 Property Records

Kane County property record for 260 Watch St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,440 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Jun 2009)
Tax Bill	$5,215 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-127-003`

Property Details

APN / Parcel Number

Primary APN	`06-24-127-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	2,209 sqft
Basement Area	769 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	260 WATCH ST
City	ELGIN
State	IL
Zip	60120-7849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERMANS ADDN EAST 1 ROD COUNTY CLERKS SUB F & WEST 2 RODS COUNTY CLERKS SUB E LOT 4 BLOCK 2
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	2
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2015
Census Tract	851301

Owner

Source: Kane County records · APN 06-24-127-003

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	260 WATCH ST, ELGIN, IL 60120-7849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST FEDERAL SAVINGS BANK
Aug 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage COUNTY OF KANE ILLINOIS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 12, 2009 · Amount on Record
Deed Sale	Jun 12, 2009 · Amount on Record
Prior Sale	Feb 26, 2009
Deed Document Number	200944500
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	260 WATCH ST, ELGIN, IL 60120-7849
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011970
Date	Mar 06, 2020
Instrument	2020K011970

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	232 Months
Due	Jul 01, 2039

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	260 WATCH ST, ELGIN, IL 60120-7849
Document Number	0000011440
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Apr 05, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 WATCH ST ELGIN IL 601207849, ELGIN, IL 60120-7849

Mortgage

Document Number	0000011440
Date	Mar 25, 2019
Instrument	11440

Lender

Name	COUNTY OF KANE ILLINOIS
Address	719 S BATAVIA AVE, GENEVA, IL 60134-3077

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,215.00 (+15.79%) Homeowner's exemption
2024		$70,341 (+21.39%) Land $11,164 Building $59,177	$211,107 (+21.44%) Land $33,505 Building $177,602
2022	$4,504.00 (+4.79%) Homeowner's exemption	$57,945 (+6.96%) Land $9,197 Building $48,748	$173,835 (+6.96%) Land $27,591 Building $146,244
2021	$4,298.00 Homeowner's exemption	$54,175 Land $8,599 Building $45,576	$162,525 Land $25,797 Building $136,728

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 515 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, Opiquad, T-Mobile USA, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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