256 View Point Dr, Richmond, KY 40475 Property Records

Madison County property record for 256 View Point Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2,408 sqft
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$289,500 (Jun 2020)
Tax Bill	$2,923 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0041-0014-0047`

Property Details

APN / Parcel Number

Primary APN	`0041-0014-0047`
Alternative APNs	`117914` `80959` `47376`

Interior

Stories	2 Stories
Building Area	2,408 sqft Living Area
1st Floor Area	1,204 sqft
Basement Area	1,204 sqft
Unfinished Basement	1,204 sqft

Exterior

Exterior Material	Brick Veneer
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	617 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	47376
Street Address	256 VIEW POINT DR
City	RICHMOND
State	KY
Zip	40475-8228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN POINT LOT 47
Legal Subdivision	HIDDEN POINT
Legal Lot Number	47
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1014
Census Tract	10701

Owner

256 View Point Dr is owned and occupied by two individuals who bought it in June 2020.

Source: Madison County records, as of December 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	256 VIEW POINT DR, RICHMOND, KY 40475-8228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA
Jun 2, 2020	Warranty Deed, Transfer · FHA Mortgage FEDERATION OF APPALACHIAN HOUSING E

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2020 · Amount on File
Deed Sale	Jun 2, 2020 · Amount on File
Prior Sale	Mar 2, 2016 · Amount on File
Deed Document Number	202014013129
Deed Book / Page	788 / 535
Prior Transfer Date	Apr 15, 2009
Prior Transfer Doc	00D645/272
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	256 VIEW POINT DR, RICHMOND, KY 40475-8228
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2144/328
Date	Mar 22, 2022
Book Page	M2144/328
Instrument	2014082786

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jun 2, 2020
Property Address	256 VIEW POINT DR, RICHMOND, KY 40475-8228
Document Number	D00788/535
Book / Page	D00788 / 535
Map Reference	CAB 17 SL 74
Instrument Date	May 29, 2020
Instrument	2014013129
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	256 VIEW POINT DR, 256, RICHMOND, KY 40475-8228

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	256 VIEW POINT DR, RICHMOND, KY 40475-8228

Mortgage

Document Number	2014013130
Date	Jun 2, 2020
Instrument	2014013130

Lender

Name	FEDERATION OF APPALACHIAN HOUSING E
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 256 View Point Dr was $2,923.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,923.00	$310,000	$310,000
2023	$2,808.00	$289,500	$289,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 256 View Point Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 256 View Point Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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