261 View Point Dr, Richmond, KY 40475 Property Records

Madison County property record for 261 View Point Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,952 sqft
Lot Size1.17 acres (50,965 sqft)
OwnerIndividual Name on Record
Last Sale$243,000 (Aug 2017)
Tax Bill$2,876 (2025)
Deeds & MortgagesOct 2023 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0041-0014-0028

Property Details

APN / Parcel Number

Primary APN0041-0014-0028
Alternative APNs
  • 134185
  • 96989
  • 64126

Interior

Stories1 Story
Building Area1,952 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Lot Area50,965 sqft (1.17 acres)
Garage TypeBasement

Location & Zoning

Account Number64126
Street Address261 VIEW POINT DR
CityRICHMOND
StateKY
Zip40475-8228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN POINT LOT 28
Legal SubdivisionHIDDEN POINT SUB
Legal Lot Number28
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1014
Census Tract10701

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address261 VIEW POINT DR, RICHMOND, KY 40475-8228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2023Deed of Trust, Mortgage · Commercial Mortgage
WHITAKER BANK INC
Aug 3, 2017Deed, Transfer
PEOPLES BANK & TRUST CO OF MADISON

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2017 · Amount on Record
Deed SaleAug 3, 2017 · Amount on Record
Deed Document Number2013962602
Deed Book / PageD00748 / 352
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address261 VIEW POINT DR, RICHMOND, KY 40475-8228
Transaction TypeMortgage
Record UpdatedNov 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 VIEW POINT DR, RICHMOND, KY 40475-8228

Mortgage

Document Number0M2264/565
DateOct 16, 2023
Book PageM2264/565
Instrument2014172203
Lender
NameWHITAKER BANK INC
TypeBank
AddressLEXINGTON, KY 40555
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053
Interest
Rate TypeAdjustable Rate

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateAug 3, 2017
Property Address261 VIEW POINT DR, RICHMOND, KY 40475-8228
Document NumberD00748/352
Book / PageD00748 / 352
Map ReferenceMB P17 PG74
Instrument DateAug 2, 2017
Instrument2013962602
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$243.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address261 VIEW DR, 261, RICHMOND, KY 40475

Transferred To (Grantee/Buyer)

NameVerified Name
Address2121 TATES CREEK RD, RICHMOND, KY 40475-9488

Mortgage

Document Number2013962603
DateAug 3, 2017
Instrument2013962603
Lender
NamePEOPLES BANK & TRUST CO OF MADISON
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,876.00 (+15.41%) Additional exemption filed$305,000 (+18.68%)$305,000 (+18.68%)
2023$2,492.00$257,000$257,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on View Point Dr

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