Delta County property record for 265 SW 4th St, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,037 sqft · built 1920 |
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Dec 2021) |
| Tax Bill | $1,178 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Feb 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R003439 |
| Primary APN | R003439 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,037 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,149 sqft (0.233 acres) |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R003439 |
|---|---|
| Street Address | 265 SW 4TH ST |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-3605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 265 SW 4TH ST CEDAREDGE 81413 S: 29 T: 13S R: 94W SUBDIVISION: STOCKHAM BROS & ZANINETTIS SUBDIVISION BLOCK: 6 LOT: 23 THRU:- LOT: 25 N 15 OF LOT TOTAL 0.233 AC+- N 15 OF LT 23 ALL LOT 24 & 25 BLK 6 STOCKHAM BRO/ZANINETTI SUBD/CED SEC 29 T13S R94W 6P |
| Legal Subdivision | STOCKHAM BROS & ZANINETTIS SUBDIVISION |
| Legal Block | 6 |
| Legal Lot Number | 23 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 965201 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 284, CEDAREDGE, CO 81413-0284 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2017 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Feb 27, 2018 | Deed of Trust, Mortgage · VA Mortgage NEW PENN FINANCIAL LLC |
| Nov 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Jun 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Aug 25, 2020 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2021 · Amount on Record |
| Deed Sale | Dec 10, 2021 · Amount on Record |
| Prior Sale | Nov 17, 2021 · Amount on Record |
| Deed Document Number | 2021735128 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 265 SW 4TH ST, CEDAREDGE, CO 81413-3605 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000696850 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 696850 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 265 SW 4TH ST, CEDAREDGE, CO 81413-3605 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000701708 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 701708 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Nov 17, 2021 |
| Property Address | 265 SW 4TH ST, CEDAREDGE, CO 81413-3605 |
| Document Number | 0000734488 |
| Map Reference | MB 1 PG 94 |
| Instrument Date | Nov 9, 2021 |
| Instrument | 734488 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 265 SW 4TH ST, CEDAREDGE, CO 81413-3605 |
| Document Number | 0000734489 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 734489 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jun 3, 2021 |
| Property Address | 265 SW 4TH ST, CEDAREDGE, CO 81413-3605 |
| Document Number | 0000729676 |
| Instrument Date | May 25, 2021 |
| Instrument | 729676 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19.04 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 364, CEDAREDGE, CO 81413-0364 |
| Document Number | 0000729677 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 729677 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 25, 2020 |
| Property Address | 265 SW 4TH ST, CEDAREDGE, CO 81413-3605 |
| Document Number | 0000721340 |
| Map Reference | MB 1 PG 94 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 721340 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | HERITAGE TITLE LT, HERITAGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 SW 4TH ST, CEDAREDGE, CO 81413-3605 |
| Document Number | 0000721341 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 721341 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Cedaredge Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,178.00 (+25.99%) | $17,065 (+24.34%) Land $2,813 Building $14,252 | $273,027 (+33.29%) Land $45,000 Building $228,027 |
| 2024 | $935.00 (+4.12%) | $13,724 (-) Land $2,113 Building $11,611 | |
| 2023 | $898.00 (+5.15%) | $13,724 (+7.57%) Land $2,113 Building $11,611 | $204,833 (+11.59%) Land $31,533 Building $173,300 |
| 2022 | $854.00 | $12,758 Land $2,016 Building $10,742 | $183,559 Land $29,000 Building $154,559 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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