245 SW 4th St, Cedaredge, CO 81413 Property Records

Delta County property record for 245 SW 4th St, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1964
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on Record
Last Sale	$212,800 (Jan 2020)
Tax Bill	$1,033 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`R003440`

Property Details

APN / Parcel Number

Primary APN	`R003440`
Alternative APN	`319329206011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,600 sqft Living Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,149 sqft (0.233 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R003440
Street Address	245 SW 4TH ST
City	CEDAREDGE
State	CO
Zip	81413-3605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	245 SW 4TH ST CEDAREDGE 81413 S: 29 T: 13S R: 94W SUBDIVISION: STOCKHAM BROS & ZANINETTIS SUBDIVISION BLOCK: 6 LOT: 26 THRU:- LOT: 28 S15 OF LOT TOTAL 0.233 AC+- LOTS 26 & 27 S 15 LOT 28 BLK 6 STOCKHAM BRO/ZANINETTI SUBD/CED SEC 29 T13S R94W 6PM BK 3
Legal Subdivision	STOCKHAM BROS & ZANINETTIS SUBDIVISION
Legal Block	6
Legal Lot Number	26
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	2
Census Block	2011
Census Tract	965201

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 NE 4TH ST, CEDAREDGE, CO 81413-3310
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 15, 2020	Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2020 · Amount on Record
Deed Sale	Jan 15, 2020 · Amount on Record
Prior Sale	Nov 4, 2015 · Amount on Record
Deed Document Number	2020716320
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	245 SW 4TH ST, CEDAREDGE, CO 81413-3605
Transaction Type	Mortgage
Record Updated	Jan 25, 2024
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17251 HAPPY HOLLOW RD, CEDAREDGE, CO 81413-8364

Mortgage

Document Number	0000750924
Date	Jan 19, 2024
Instrument	750924

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jan 15, 2020
Property Address	245 SW 4TH ST, CEDAREDGE, CO 81413-3605
Document Number	0000716320
Map Reference	MB 1 PG 94
Instrument Date	Jan 15, 2020
Instrument	716320
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Tax	$21.28
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 SW 4TH ST, 245, CEDAREDGE, CO 81413-3605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17251 HAPPY HOLLOW RD, CEDAREDGE, CO 81413-8364

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,033.00 (+29.45%)	$14,959 (+27.75%) Land $2,813 Building $12,146	$239,335 (+36.94%) Land $45,000 Building $194,335
2024	$798.00 (+4.18%)	$11,710 (-) Land $2,038 Building $9,672
2023	$766.00 (-30.17%)	$11,710 (-28.56%) Land $2,038 Building $9,672	$174,777 (-25.89%) Land $30,425 Building $144,352
2022	$1,097.00	$16,391 Land $2,016 Building $14,375	$235,831 Land $29,000 Building $206,831

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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