250 SW 4th St, Cedaredge, CO 81413 Property Records

Delta County property record for 250 SW 4th St, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,557 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,000 (Oct 2025)
Tax Bill	$1,110 (2025)
Deeds & Mortgages	May 2023 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R003332`

Property Details

APN / Parcel Number

Primary APN	`R003332`
Alternative APN	`319329200003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,557 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Coal

Location & Zoning

Account Number	R003332
Street Address	250 SW 4TH ST
City	CEDAREDGE
State	CO
Zip	81413-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	250 SW 4TH ST CEDAREDGE 81413 S: 29 T: 13S R: 94W SUBDIVISION: ORIGINAL CEDAREDGE , TOTAL AC 0.20+- SEC 29 T13S R94W 6PM PT OF NE4NW4 SEC 29, 3 LTS BEG 625S NW COR SD SUBD, TH E120 TH S75, TH W127, TH N75TO BEG BK 319 PG 298 BK 320 PG 256 BK 313 PG 1
Legal Subdivision	ORIGINAL CEDAREDGE
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	2
Census Block	2008
Census Tract	965201

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	250 SW 4TH ST, CEDAREDGE, CO 81413-3622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF COLORADO
Oct 20, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Feb 5, 2002 · Amount on Record
Deed Document Number	2025763705
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	250 SW 4TH ST, CEDAREDGE, CO 81413-3622
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 SW 4TH ST, CEDAREDGE, CO 81413-3622

Mortgage

Document Number	0000746629
Date	May 23, 2023
Instrument	746629

Lender

Name	BANK OF COLORADO
Type	Bank
Address	CEDAREDGE, CO 81413

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	250 SW 4TH ST, CEDAREDGE, CO 81413-3622
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000724618
Date	Dec 15, 2020
Instrument	724618

Lender

Name	BANK OF COLORADO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Oct 20, 2025
Property Address	250 SW 4TH ST, CEDAREDGE, CO 81413-3622
Document Number	0000763705
Instrument Date	Oct 17, 2025
Instrument	763705
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 77, CEDAREDGE, CO 81413-0077

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	250 SW 4TH ST, CEDAREDGE, CO 81413-3622

Mortgage

Document Number	0000763706
Date	Oct 20, 2025
Instrument	763706

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,110.00 (+31.99%)	$16,085 (+30.3%) Land $2,813 Building $13,272	$257,348 (+39.67%) Land $45,000 Building $212,348
2024	$841.00 (+4.08%)	$12,345 (-) Land $2,064 Building $10,281
2023	$808.00 (+18.48%)	$12,345 (+21.15%) Land $2,064 Building $10,281	$184,257 (+25.68%) Land $30,805 Building $153,452
2022	$682.00	$10,190 Land $2,016 Building $8,174	$146,605 Land $29,000 Building $117,605

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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