Sequatchie County property record for 265 Oak St, Dunlap, TN 37327
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,296 sqft · built 1925 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Nov 2020) |
| Tax Bill | $860 (2023) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077048E C 00200 |
| Primary APN | 077048E C 00200 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,314 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 204 sqft |
| Utility Building | 64 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 265 OAK ST |
|---|---|
| City | DUNLAP |
| State | TN |
| Zip | 37327-3928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 4; SUBDIVISION: DOWNING ADDITION |
| Legal Subdivision | DOWNING ADDITION |
| Legal Lot Number | 14 |
| Jurisdiction | SEQUATCHIE TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 60103 |
Source: Sequatchie County records, as of May 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 541 PARK AVE, CRANSTON, RI 02910-2346 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORPORATION |
| Nov 18, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS TRI-CNTY BK |
| May 17, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2020 · Amount on Record |
| Deed Sale | Nov 18, 2020 · Amount on Record |
| Prior Sale | May 17, 2017 · Amount on Record |
| Deed Document Number | 20202917 |
| Deed Book / Page | 407 / 833 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | Apr 29, 2026 |
| Property Address | 265 OAK ST, DUNLAP, TN 37327-3928 |
| Document Number | 0000001415 |
| Book / Page | 481 / 131 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20261415 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 100 CHESTNUT AVE, CRANSTON, RI 02910-4629 |
| Document Number | 0000001415, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 481/131 |
| Instrument | 20261415 |
| Name | CHURCHILL MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | Nov 18, 2020 |
| Property Address | 265 OAK ST, DUNLAP, TN 37327-3928 |
| Document Number | 0000002917 |
| Book / Page | 000407 / 000833 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 2917 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $296.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 EARLY ST PROVIDENCE RI 029072009, PROVIDENCE, RI 02907-2009 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Property Address | 265 OAK ST, DUNLAP, TN 37327-3928 |
| Document Number | 0000000897 |
| Instrument Date | Apr 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 629 OLD STATE HIGHWAY 28 DUNLAP TN 373278853, DUNLAP, TN 37327-8853 |
| Document Number | 0000000897 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 000382/000106 |
| Instrument | 897 |
| Name | CITIZENS TRI-CNTY BK |
|---|---|
| Type | Bank |
| Address | DUNLAP, TN 37327 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 29, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | May 17, 2017 |
| Property Address | 265 OAK ST, DUNLAP, TN 37327-3928 |
| Document Number | 0000000985 |
| Book / Page | 000354 / 000535 |
| Instrument Date | May 17, 2017 |
| Instrument | 985 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $55.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 629 OLD STATE HIGHWAY 28 DUNLAP TN 373278853, DUNLAP, TN 37327-8853 |
Source: Sequatchie County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sequatchie County |
| Municipality | Dunlap City |
| Unified School District | Sequatchie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,625 (-) Land $2,250 Building $33,375 | ||
| 2023 | $860.00 (+23.39%) | $35,625 (+69.64%) Land $2,250 Building $33,375 | $142,500 (+69.64%) Land $9,000 Building $133,500 |
| 2022 | $697.00 | $21,000 Land $1,525 Building $19,475 | $84,000 Land $6,100 Building $77,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BTC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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