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255 Oak St, Dunlap, TN 37327 Property Records

Sequatchie County property record for 255 Oak St, Dunlap, TN 37327

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,504 sqft · built 2007
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Aug 2022)
Tax Bill$1,204 (2023)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN077048E C 00201

Property Details

APN / Parcel Number

Primary APN077048E C 00201
Alternative APN
  • 048E C 00201

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,504 sqft Living Area
1st Floor Area1,504 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2008
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
TerrainRolling
Garage TypeMixed
Garage Area120 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area52 sqft
Patio Area336 sqft
Utility Building180 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address255 OAK ST
CityDUNLAP
StateTN
Zip37327-3928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 4; SUBDIVISION: DOWNING ADDITION; BLOCK: 12
Legal SubdivisionDOWNING ADDITION
Legal Block12
Legal Lot Number12
JurisdictionSEQUATCHIE TN
Township / Civil Division4
Census Block Group2
Census Block2027
Census Tract60103

Owner

255 Oak St is owned and occupied by an individual who bought it in August 2022.

Source: Sequatchie County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address255 OAK ST, DUNLAP, TN 37327-3928
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2022 · Amount on File
Deed SaleAug 8, 2022 · Amount on File
Prior SaleAug 30, 2007 · Amount on File
Deed Document Number20222298
Deed Book / Page445 / 354
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEQUATCHIE TN
Recording DateAug 8, 2022
Property Address255 OAK ST, DUNLAP, TN 37327-3928
Document Number0000002298
Book / Page445 / 354
Map ReferenceMB R PG 562
Instrument DateJul 28, 2022
Instrument22002298
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyRELI SETTLEMENT SLN LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$740.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address255 OAK ST, DUNLAP, TN 37327-3928

Mortgage

Document Number0000002299
DateAug 8, 2022
Instrument22002299
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2052

Mortgage

Document Number0000002300
DateAug 8, 2022
Book Page445/375
Instrument22002300
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySequatchie County
MunicipalityDunlap City
Unified School DistrictSequatchie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$49,900 Land $2,250 Building $47,650
2023$1,204.00 (+8.76%)$49,900 (+49.51%) Land $2,250 Building $47,650$199,600 (+49.51%) Land $9,000 Building $190,600
2022$1,107.00$33,375 Land $1,600 Building $31,775$133,500 Land $6,400 Building $127,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 255 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Oak St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNLAP WATER SYSTEM
serves 9,782 people · EPA ID TN0000205
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BTC Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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