Sequatchie County property record for 228 Oak St, Dunlap, TN 37327
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 849 sqft · built 1935 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $168,000 (Nov 2025) |
| Tax Bill | $606 (2023) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077048D B 01800 |
| Primary APN | 077048D B 01800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 849 sqft Living Area |
| 1st Floor Area | 849 sqft |
| Flooring | Hardwood |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 98 sqft |
| Patio Area | 63 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 228 OAK ST |
|---|---|
| City | DUNLAP |
| State | TN |
| Zip | 37327-3927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 4; SUBDIVISION: DOWNING ADDITION; BLOCK: 11 |
| Legal Subdivision | DOWNING ADDITION |
| Legal Block | 11 |
| Legal Lot Number | 5,7 |
| Jurisdiction | SEQUATCHIE TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 60103 |
Source: Sequatchie County records, as of April 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 228 OAK ST, DUNLAP, TN 37327-3927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Nov 21, 2025 | Warranty Deed, Transfer · FHA Mortgage CITIZENS TRI-COUNTY BANK |
| Jul 21, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage SOUTHEAST BANK |
| May 10, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on Record |
| Deed Sale | Nov 21, 2025 · Amount on Record |
| Prior Sale | Aug 19, 2024 · Amount on Record |
| Deed Document Number | 20253480 |
| Deed Book / Page | 478 / 862 |
| Prior Transfer Date | Aug 6, 2024 |
| Prior Transfer Doc | 0000002134 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | Nov 21, 2025 |
| Property Address | 228 OAK ST, DUNLAP, TN 37327-3927 |
| Document Number | 0000003480 |
| Book / Page | 478 / 862 |
| Map Reference | CAB A SL 13-A |
| Instrument Date | Nov 20, 2025 |
| Instrument | 25003480 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $621.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 OAK ST, DUNLAP, TN 37327-3927 |
| Document Number | 0000003481 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 25003481 |
| Name | CITIZENS TRI-COUNTY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | Jul 21, 2021 |
| Property Address | 228 OAK ST, DUNLAP, TN 37327-3927 |
| Document Number | 0000002278 |
| Book / Page | 423 / 293 |
| Map Reference | MB R PG 562 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 21002278 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $271.95 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 453 WILD IRIS LN, SIGNAL MOUNTAIN, TN 37377-2181 |
| Document Number | 0000002279 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 21002279 |
| Name | SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | May 10, 2019 |
| Property Address | 228 OAK ST, DUNLAP, TN 37327-3927 |
| Document Number | 0000000986 |
| Book / Page | 000382 / 000415 |
| Instrument Date | May 9, 2019 |
| Instrument | 986 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $166.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2548 WESTWIND DR SODDY DAISY TN 373793558, SODDY DAISY, TN 37379-3558 |
Source: Sequatchie County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sequatchie County |
| Municipality | Dunlap City |
| Unified School District | Sequatchie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,125 (-) Land $3,750 Building $21,375 | ||
| 2024 | $25,125 (-) Land $3,750 Building $21,375 | ||
| 2023 | $606.00 (+20.48%) | $25,125 (+65.84%) Land $3,750 Building $21,375 | $100,500 (+65.84%) Land $15,000 Building $85,500 |
| 2022 | $503.00 | $15,150 Land $3,050 Building $12,100 | $60,600 Land $12,200 Building $48,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BTC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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