Lapeer County property record for 265 Howard St, Lapeer, MI 48446
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 12,024 sqft · built 1900 |
| Lot Size | 0.665 acres (28,967 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,400,000 (Oct 2021) |
| Tax Bill | $6,589 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer Oct 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L21-27-500-040-00 |
| Primary APN | L21-27-500-040-00 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 12,024 sqft Total Area |
| Flooring | Carpet |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 28,967 sqft (0.665 acres) |
| Lot Dimensions | 140 ft deep x 207 ft wide |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 265 HOWARD ST |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2517 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | I1 INDU |
| Legal Description | CITY OF LAPEER JENNINGS ADDITION BLK 3 EX E 220 FT & SLY 30 FT THEREOF (L=9 P=598 SEC 5, T7N-R9E) |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 05 |
| Legal Subdivision | CITY OF LAPEER JENNINGS ADD |
| Legal Block | 3 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 337500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 265 HOWARD ST, LAPEER, MI 48446-2517 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 4, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Oct 5, 2021 | Warranty Deed, Transfer · Commercial Mortgage NEWTEK SMALL BUSINESS FINANCE LLC |
| Nov 13, 2018 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Nov 13, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage F5 CAPITAL GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on Record |
| Deed Sale | Oct 5, 2021 · Amount on Record |
| Prior Sale | Nov 7, 2011 · Amount on Record |
| Deed Book / Page | 3242 / 170 |
| Last Transfer Date | Apr 1, 2022 |
| Transfer Doc | 0032850206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Apr 4, 2022 |
| Property Address | 265 HOWARD ST, LAPEER, MI 48446-2517 |
| Document Number | 0032850206 |
| Book / Page | 3285 / 206 |
| Map Reference | LB 9 PG 598 |
| Instrument Date | Apr 1, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 265 HOWARD ST, 265, LAPEER, MI 48446-2517 |
| Name | Verified Name |
|---|---|
| Address | 265 HOWARD ST, LAPEER, MI 48446-2517 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Oct 5, 2021 |
| Property Address | 265 HOWARD ST, LAPEER, MI 48446-2517 |
| Document Number | 0032420170 |
| Book / Page | 3242 / 170 |
| Map Reference | LB 9 PG 598 |
| Instrument Date | Sep 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | TITLE FIRST COMMERCIAL |
| Amount | Amount Recorded |
|---|---|
| Tax | $10,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 265 HOWARD ST, 265, LAPEER, MI 48446-2517 |
| Name | Verified Name |
|---|---|
| Address | 265 HOWARD ST, LAPEER, MI 48446-2517 |
| Document Number | 0003242173 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 3242/173 |
| Name | NEWTEK SMALL BUSINESS FINANCE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Nov 13, 2018 |
| Property Address | 265 HOWARD ST, LAPEER, MI 48446-2517 |
| Document Number | 0029950153 |
| Book / Page | 002995 / 000153 |
| Instrument Date | Nov 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 265 HOWARD ST LAPEER MI 484462517, LAPEER, MI 48446-2517 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Nov 13, 2018 |
| Property Address | 265 HOWARD ST, LAPEER, MI 48446-2517 |
| Document Number | 0029950157 |
| Book / Page | 002995 / 000157 |
| Instrument Date | Nov 7, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 28, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8671 ELLIS RD CLARKSTON MI 483482664, CLARKSTON, MI 48348-2664 |
| Document Number | 29950157 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 002995/000157 |
| Name | F5 CAPITAL GROUP LLC |
|---|---|
| Address | PO BOX 5, LAKEVILLE, MI 48366-0005 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 12, 2019 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,700 (-16.18%) | $213,400 (-16.18%) | |
| 2025 | $6,589.00 (-0.42%) | $127,300 (-9.27%) | $254,600 (-9.27%) |
| 2024 | $6,617.00 (+10.41%) | ||
| 2023 | $140,300 | $280,600 | |
| 2022 | $5,993.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1997–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAPEER serves 9,023 people · EPA ID MI0003780 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures