San Juan County property record for 265 E Cove Rd, Anacortes, WA 98221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,600 sqft · built 2000 |
| Lot Size | 0.18 acres (7,858 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,212 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 152050-011-000 |
| Primary APN | 152050-011-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,600 sqft Living Area |
| Gross Area | 2,762 sqft |
| 1st Floor Area | 1,588 sqft |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Metal |
| Lot Area | 7,858 sqft (0.18 acres) |
| Terrain | Wooded |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 162 sqft |
| Deck Area | 1,417 sqft |
| Patio Area | 1,417 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 2217 |
|---|---|
| Street Address | 265 E COVE RD |
| City | DECATUR ISLAND |
| State | WA |
| Zip | 98221-4189 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DECATUR NORTHWEST - LOT EC-11 SEC 20, T 35N, R 1W |
| Legal Range | 01W |
| Legal Township | 35N |
| Legal Section | 20 |
| Legal Subdivision | DECATUR NORTHWEST |
| Legal Lot Number | E |
| Jurisdiction | SAN JUAN WA |
| Township / Civil Division | LOPEZ |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 960502 |
265 E Cove Rd, a single family home, is owned by two individuals.
Source: San Juan County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4735 GLENHAVEN DR, EVERETT, WA 98203-1740 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JUAN WA |
| Property Address | 265 E COVE RD, ANACORTES, WA 98221-4189 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Title Company | SAN JUAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001102035 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 2017-1102035 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2032 |
The 2025 property tax bill for 265 E Cove Rd was $8,212.
Source: San Juan County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | San Juan County |
| Unified School District | Lopez School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,212.00 | $1,684,110 Land $264,100 Building $1,420,010 | $1,684,110 Land $264,100 Building $1,420,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 265 E Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2018–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 265 E Cove Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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