San Juan County property record for 197 E Cove Rd, Anacortes, WA 98221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,127 sqft · built 1991 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $997,500 (Dec 2020) |
| Tax Bill | $5,840 (2023) |
| Deeds & Mortgages | Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 152050-009-000 |
| Primary APN | 152050-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,127 sqft Living Area |
| 1st Floor Area | 1,193 sqft |
| 2nd Floor Area | 934 sqft |
| Flooring | Tile |
| Interior Walls | Unfinished |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Roof Material | Wood Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Terrain | Wooded |
| Garage Type | Carport |
| Garage Area | 33 sqft |
| Carport | Carport |
| Carport Area | 70 sqft |
| Deck Area | 932 sqft |
|---|---|
| Patio Area | 932 sqft |
| Shed | 1 Shed |
| Shed Area | 33 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 2215 |
|---|---|
| Street Address | 197 E COVE RD |
| City | ANACORTES |
| State | WA |
| Zip | 98221-4160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DECATUR NORTHWEST - LOT EC-9 SEC 20, T 35N, R 1W |
| Legal Range | 01W |
| Legal Township | 35N |
| Legal Section | 20 |
| Legal Subdivision | DECATUR NORTHWEST |
| Legal Lot Number | EC |
| Jurisdiction | SAN JUAN WA |
| Township / Civil Division | LOPEZ |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 960502 |
197 E Cove Rd is owned by two individuals who acquired it in December 2020.
Source: San Juan County records, as of May 24, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3448 78TH PL NE, MEDINA, WA 98039-1016 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2020 · Amount on File |
| Deed Sale | Dec 3, 2020 · Amount on File |
| Deed Document Number | 2020-1203006 |
| Last Transfer Date | Dec 4, 2020 |
| Transfer Doc | 0001203006 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAN JUAN WA |
| Recording Date | Dec 4, 2020 |
| Property Address | 197 E COVE RD, ANACORTES, WA 98221-4160 |
| Document Number | 0001203006 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 1203006 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Title Company | SAN JUAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $31,818.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3448 78TH PL NE MEDINA WA 980391016, MEDINA, WA 98039-1016 |
Source: San Juan County assessment roll, as of May 31, 2022
| Type | Name |
|---|---|
| State | Washington |
| County | San Juan County |
| Unified School District | Lopez School District (KG - 12) |
FEMA maps place 197 E Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2018–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 E Cove Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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