165 E Cove Rd, Anacortes, WA 98221 Property Records

San Juan County property record for 165 E Cove Rd, Anacortes, WA 98221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,358 sqft · built 1987
Lot Size	0.101 acres (4,417 sqft)
Owner	2 Trust Names on File
Last Sale	$884,250 (Jan 2022)
Tax Bill	$3,507 (2025)
Deeds & Mortgages	Aug 2026 Sale Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`152050-007-000`

Property Details

APN / Parcel Number

Primary APN	`152050-007-000`
Alternative APN	`2213`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,358 sqft Living Area
1st Floor Area	840 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Roof Material	Concrete
Lot Area	4,417 sqft (0.101 acres)
Terrain	Wooded
View / Lot	Good
Garage Type	Detached
Deck Area	612 sqft
Patio Area	541 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	2213
Street Address	165 E COVE RD
City	DECATUR ISLAND
State	WA
Zip	98221-4160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DECATUR NORTHWEST - LOT EC-7 SEC 20, T 35N, R 1W
Legal Range	01W
Legal Township	35N
Legal Section	20
Legal Subdivision	DECATUR NORTHWEST
Legal Lot Number	E
Jurisdiction	SAN JUAN WA
Township / Civil Division	LOPEZ
Census Block Group	1
Census Block	1077
Census Tract	960502

Owner

165 E Cove Rd is owner-occupied and held in a trust since January 2022.

Source: San Juan County records, as of September 2, 2026

Owner of Record	2 Trust Names on File
Mailing Address	165 E COVE RD, DECATUR ISLAND, WA 98221-4160
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 10, 2022	Warranty Deed, Transfer SAN JUAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2022 · Amount on File
Deed Sale	Jan 10, 2022 · Amount on File
Deed Document Number	20226
Prior Transfer Date	Sep 17, 2012
Prior Transfer Doc	0001011004
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAN JUAN WA
Recording Date	Aug 18, 2026
Property Address	165 E COVE RD, DECATUR ISLAND, WA 98221-4160
Document Number	0000000008
Instrument Date	Aug 14, 2026
Instrument	20268
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	165 E COVE RD, DECATUR ISLAND, WA 98221-4160

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAN JUAN WA
Recording Date	Jan 10, 2022
Property Address	165 E COVE RD, ANACORTES, WA 98221-4160
Document Number	0000110006
Instrument Date	Jan 6, 2022
Instrument	2022-0110006
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	SAN JUAN TITLE

Transaction

Amount	Amount on Record
Tax	$28,103.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5417 36TH AVE SW, SEATTLE, WA 98126-2825

Tax Assessment & Valuation

The 2025 property tax bill for 165 E Cove Rd was $3,507.

Source: San Juan County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Washington
County	San Juan County
Unified School District	Lopez School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,507.00	$766,910 Land $286,100 Building $480,810	$766,910 Land $286,100 Building $480,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 E Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2018–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 E Cove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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