Bergen County and Paramus Borough property record for 265 Columbia Ter, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 1,912 sqft · built 1963 |
| Lot Size | 0.307 acres (13,390 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $680,000 (May 2021) |
| Tax Bill | $11,286 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-06609-0000-00010 |
| Primary APN | 46-06609-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,912 sqft Living Area |
| 1st Floor Area | 1,912 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 13,390 sqft (0.307 acres) |
| Lot Dimensions | 130 ft deep x 103 ft wide |
| Account Number | 653700 |
|---|---|
| Street Address | 265 COLUMBIA TER |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-5609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | 103X130 |
| Legal Subdivision | ROYAL GARDENS SEC #THREE |
| Legal Block | 6609 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 42102 |
Source: Bergen County and Paramus Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 265 COLUMBIA TER, PARAMUS, NJ 07652-5609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 4, 2021 | Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2021 · Amount on Record |
| Deed Sale | May 4, 2021 · Amount on Record |
| Deed Document Number | 202169078 |
| Deed Book / Page | 4120 / 389 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 14, 2026 |
| Property Address | 265 COLUMBIA TER, PARAMUS, NJ 07652-5609 |
| Document Number | 0000032401 |
| Book / Page | 5797 / 4 |
| Instrument Date | Apr 4, 2026 |
| Instrument | 202632401 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 265 COLUMBIA TER, PARAMUS, NJ 07652-5609 |
| Document Number | 0000032401, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 5797/4 |
| Instrument | 202632401 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 4, 2021 |
| Property Address | 265 COLUMBIA TER, PARAMUS, NJ 07652-5609 |
| Document Number | 0041200389 |
| Book / Page | 4120 / 389 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 2021069078 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,829.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 265 COLUMBIA TER, 265, PARAMUS, NJ 07652-5609 |
| Name | Verified Name |
|---|---|
| Address | 265 COLUMBIA TER, PARAMUS, NJ 07652-5609 |
| Document Number | 2021069079 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 2021069079 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 1, 2051 |
Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $801,800 (+6.49%) Land $508,600 Building $293,200 | $801,800 (+6.49%) Land $508,600 Building $293,200 | |
| 2025 | $11,286.00 (+3.09%) | $752,900 (+8.77%) Land $465,900 Building $287,000 | $752,900 (+8.77%) Land $465,900 Building $287,000 |
| 2024 | $10,948.00 (+8.76%) | ||
| 2023 | $692,200 Land $409,200 Building $283,000 | $692,200 Land $409,200 Building $283,000 | |
| 2022 | $10,066.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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