Bergen County and Paramus Borough property record for 277 Columbia Ter, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 3,372 sqft · built 1963 |
| Lot Size | 0.303 acres (13,199 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,560,000 (Jul 2026) |
| Tax Bill | $15,189 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-06609-0000-00007 |
| Primary APN | 46-06609-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,372 sqft Living Area |
| 1st Floor Area | 3,372 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 13,199 sqft (0.303 acres) |
| Lot Dimensions | 132 ft deep x 100 ft wide |
| Account Number | 653400 |
|---|---|
| Street Address | 277 COLUMBIA TER |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-5609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | 100X132 5.3LT |
| Legal Subdivision | PLAT ROYAL GARDENS SEC #3 |
| Legal Block | 6609 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 42102 |
277 Columbia Ter is owned and occupied by two individuals who bought it in July 2026.
Source: Bergen County and Paramus Borough records, as of August 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 277 COLUMBIA TER, PARAMUS, NJ 07652-5609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed, Transfer · Conventional Mortgage GENISYS CREDIT UNION |
| Feb 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Oct 6, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRST CONSTITUTION BK |
| May 31, 2018 | Deed with Mortgage, Transfer · Conventional Mortgage GARDEN ST HM LNS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2026 · Amount on File |
| Deed Sale | Jul 7, 2026 · Amount on File |
| Prior Sale | May 31, 2018 · Amount on File |
| Deed Document Number | 202645761 |
| Deed Book / Page | 5840 / 1259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 7, 2026 |
| Property Address | 277 COLUMBIA TER, PARAMUS, NJ 07652-5609 |
| Document Number | 0000045761 |
| Book / Page | 5840 / 1259 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202645761 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | GUARDIAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157,560.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 277 COLUMBIA TER, PARAMUS, NJ 07652-5609 |
| Document Number | 0000045762, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 5840/1265 |
| Instrument | 202645762 |
| Name | GENISYS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 277 COLUMBIA TER, PARAMUS, NJ 07652-5609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0031831705 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 3183/1705 |
| Instrument | 19-012138 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 277 COLUMBIA TER, PARAMUS, NJ 07652-5609 |
| Document Number | 0038171364 |
| Instrument Date | Oct 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2020 |
| Title Company | STATEWIDE CLOSING SERVICES LLC, STATEWIDE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 277 COLUMBIA TER PARAMUS NJ 076525609, PARAMUS, NJ 07652-5609 |
| Document Number | 0038171364 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 003817/001364 |
| Instrument | 118963 |
| Name | FIRST CONSTITUTION BK |
|---|---|
| Type | Bank |
| Address | CRANBURY, NJ 08512 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 15, 2035 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 31, 2018 |
| Property Address | 277 COLUMBIA TER, PARAMUS, NJ 07652-5609 |
| Document Number | 0029540398 |
| Book / Page | 002954 / 000398 |
| Instrument Date | May 15, 2018 |
| Instrument | 38127 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $755.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 277 COLUMBIA TER PARAMUS NJ 076525609, PARAMUS, NJ 07652-5609 |
| Document Number | 29540405 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 002954/000405 |
| Instrument | 38127 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 30, 2048 |
The 2025 property tax bill for 277 Columbia Ter was $15,189, up 6.2% from the year before.
Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,069,000 (+5.5%) Land $506,100 Building $562,900 | $1,069,000 (+5.5%) Land $506,100 Building $562,900 | |
| 2025 | $15,189.00 (+6.17%) | $1,013,300 Land $463,600 Building $549,700 | $1,013,300 Land $463,600 Building $549,700 |
| 2024 | $14,306.00 | ||
| 2023 | $905,700 Land $407,200 Building $498,500 | $905,700 Land $407,200 Building $498,500 | |
| 2022 | $13,182.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 277 Columbia Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 277 Columbia Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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