281 Columbia Ter, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 281 Columbia Ter, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	2,290 sqft · built 1963
Lot Size	0.309 acres (13,461 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Dec 2021)
Tax Bill	$11,611 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-06609-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`46-06609-0000-00006`
Alternative APNs	`460660900006` `653300`

Interior

Stories	1 Story
Building Area	2,290 sqft Living Area
1st Floor Area	2,290 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	13,461 sqft (0.309 acres)

Location & Zoning

Account Number	653300
Street Address	281 COLUMBIA TER
City	PARAMUS
State	NJ
Zip	07652-5609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	102XIRR 5.3LT
Legal Subdivision	ROYAL GARDENS SEC #THREE
Legal Block	6609
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	1
Census Block	1010
Census Tract	42102

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	281 COLUMBIA TER, PARAMUS, NJ 07652-5609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Deed Document Number	2021188211
Deed Book / Page	4514 / 1666
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 30, 2021
Property Address	281 COLUMBIA TER, PARAMUS, NJ 07652-5609
Document Number	0045141666
Book / Page	4514 / 1666
Instrument Date	Nov 19, 2021
Instrument	2021188211
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	TITLEMARK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 WEDGEWOOD CT, 15, EAST BRUNSWICK, NJ 08816-2028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 COLUMBIA TER, PARAMUS, NJ 07652-5609

Mortgage

Document Number	2021188212
Date	Dec 30, 2021
Instrument	2021188212

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$823,800 (+6.35%) Land $507,000 Building $316,800	$823,800 (+6.35%) Land $507,000 Building $316,800
2025	$11,611.00 (+2.34%)	$774,600 (+7.94%) Land $464,400 Building $310,200	$774,600 (+7.94%) Land $464,400 Building $310,200
2024	$11,345.00 (+8.7%)
2023		$717,600 Land $407,900 Building $309,700	$717,600 Land $407,900 Building $309,700
2022	$10,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20