26493 Heritage Rd, Cold Spring, MN 56320 Property Records

Stearns County property record for 26493 Heritage Rd, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	6 bd · 4,876 sqft · built 2019
Lot Size	29.2 acres (1,275,872 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Nov 2018)
Tax Bill	$11,494 (2026)
Deeds & Mortgages	Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-03164-0950`

Property Details

APN / Parcel Number

Primary APN	`05-03164-0950`

Interior

Bedrooms	6 Beds
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,876 sqft Living Area
1st Floor Area	2,200 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	1,275,872 sqft (29.2 acres)
Garage Type	Attached
Garage Area	1,541 sqft
Parking Spaces	6 Parking Spaces
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	26493 HERITAGE RD
City	COLD SPRING
State	MN
Zip	56320-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLK 001 HERITAGE LAKE ESTATES SECTION 34 TOWNSHIP 124 RANGE 030 SECTION 34 TOWNSHIP 124 RANGE 030
Legal Range	30W
Legal Township	124
Legal Section	34
Legal Subdivision	HERITAGE LAKE ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	COLLEGEVILLE
Census Block Group	3
Census Block	3005
Census Tract	11302

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1844 COYOTE ST, CLEARWATER, MN 55320-4566
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Deed Document Number	20181532461
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 1, 2018
Property Address	26493 HERITAGE RD, COLD SPRING, MN 56320-5000
Document Number	00A1532461
Instrument Date	Oct 30, 2018
Instrument	A1532461
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1844 COYOTE ST, CLEARWATER, MN 55320-4566

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Collegeville Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,494.00 (+2.92%)	$1,207,500 (+7.42%) Land $237,000 Building $970,500	$1,207,500 (+7.42%) Land $237,000 Building $970,500
2025		$1,124,100 (+2.86%) Land $224,300 Building $899,800	$1,124,100 (+2.86%) Land $224,300 Building $899,800
2023	$11,168.00	$1,092,800 Land $211,300 Building $881,500	$1,092,800 Land $211,300 Building $881,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1984–2022)
Most Recent Claim	May 2022 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
CenturyLink DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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