26003 Heritage Rd, Cold Spring, MN 56320 Property Records

Stearns County property record for 26003 Heritage Rd, Cold Spring, MN 56320 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 2012
Square Footage1,488 sqft Living Area
Lot Size871,200 sqft (20 acres)
OccupancyOwner Occupied
Last Sale$575,000 (2021)
Tax Bill$4,980.00 (2026)

Owner

Source: Stearns County records · APN 36-23523-0002

Assessment roll updated November 6, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address26003 HERITAGE RD, COLD SPRING, MN 56320-9619
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · Building or Construction Mortgage
KENSINGTON BANK
Jul 06, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 06, 2021 · Amount on Record
Deed SaleJul 06, 2021 · Amount on Record
Prior SaleFeb 23, 2016 · Amount on Record
Deed Doc Number20211607667
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEARNS MN
Recording DateMay 11, 2026
Property Address26003 HERITAGE RD, COLD SPRING, MN 56320-9619
Document Number0001712788
Instrument DateMay 01, 2026
Instrument20261712788
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address26003 HERITAGE RD, COLD SPRING, MN 56320-9619

Mortgage

Document Number0001712788,
DateMay 11, 2026
Instrument20261712788
Lender
NameKENSINGTON BANK
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 05, 2027
Interest
Rate6.46%
Max Rate-1%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJul 06, 2021
Property Address26003 HERITAGE RD, COLD SPRING, MN 56320-9619
Document Number00A1607667
Instrument DateJun 30, 2021
InstrumentA1607667
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address26003 HERITAGE RD, COLD SPRING, MN 56320-9619

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
County SubdivisionWakefield Township
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,980.00 (+10.91%)
2025$553,100 (+5.67%) Land $183,500 Building $369,600$553,100 (+5.67%) Land $183,500 Building $369,600
2023$4,490.00$523,400 Land $173,700 Building $349,700$523,400 Land $173,700 Building $349,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN36-23523-0002

Interior

Bedrooms3 Beds
Full Baths1 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,488 sqft Living Area
Gross Area2,237 sqft Gross Area
1st Floor1,248 sqft 1st Floor
Stories1 Stories
Primary FlooringParquet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2012
Architectural StyleRanch Style
Exterior MaterialMetal Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area871,200 sqft (20 acres)
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area1,020 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address26003 HERITAGE RD
CityCOLD SPRING
StateMN
Zip56320-9619
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal Description3-123-30 20.00A NE2NW4 LYING NLY OF N LN OF S 750.11' & N 33' OF NW4NE4 & N 33' OF W 33' OF NE4NE4 SECTION 03 TOWNSHIP 123
Legal Range30W
Legal Township123
Legal Section03
JurisdictionSTEARNS MN
Minor Civil DivisionWAKEFIELD
Census Blockgroup3
Census Block3004
Census Tract11302

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