26057 Heritage Rd, Cold Spring, MN 56320 Property Records

Stearns County property record for 26057 Heritage Rd, Cold Spring, MN 56320

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,182 sqft · built 1995
Lot Size	10.5 acres (457,380 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,656 (2026)
Flood Zone	Zone X (minimal risk)
APN	`05-03032-0000`

Property Details

APN / Parcel Number

Primary APN	`05-03032-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,182 sqft Living Area
Gross Area	2,254 sqft
1st Floor Area	720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	457,380 sqft (10.5 acres)
Garage Type	Attached
Garage Area	554 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	26057 HERITAGE RD
City	COLD SPRING
State	MN
Zip	56320-9619
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	10.50A THE N 661' OF S 694' OF THE E 692' OF SW4SE4 SECTION 34 TOWNSHIP 124 RANGE 030 SECTION 34 TOWNSHIP 124 RANGE 030
Legal Range	30W
Legal Township	124
Legal Section	34
Jurisdiction	STEARNS MN
Township / Civil Division	COLLEGEVILLE
Census Block Group	3
Census Block	3005
Census Tract	11302

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26057 HERITAGE RD, COLD SPRING, MN 56320-9619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Collegeville Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,656.00 (+1.11%)	$592,500 (+6.87%) Land $166,700 Building $425,800	$592,500 (+6.87%) Land $166,700 Building $425,800
2025		$554,400 (+2.67%) Land $157,100 Building $397,300	$554,400 (+2.67%) Land $157,100 Building $397,300
2023	$3,616.00	$540,000 Land $150,100 Building $389,900	$540,000 Land $150,100 Building $389,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1984–2022)
Most Recent Claim	May 2022 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10
T-Mobile Fixed Wireless	25 / 3