Durham County property record for 2649 Umstead Rd, Durham, NC 27712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,886 sqft · built 1974 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $197,000 (Nov 2008) |
| Tax Bill | $2,980 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0804-96-0261 |
| Primary APN | 0804-96-0261 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,886 sqft Heated Area |
| 1st Floor Area | 1,886 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 2649 UMSTEAD RD |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27712-1833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | WILLOWHAVEN/BLK:K/LT#04 PL:000034-000056 |
| Legal Subdivision | WILLOWHAVEN BLK K |
| Legal Block | K |
| Legal Lot Number | 4 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | LEBANON |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 1604 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2649 UMSTEAD RD, DURHAM, NC 27712-1833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 13, 2017 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2008 · Amount on Record |
| Deed Sale | Nov 7, 2008 · Amount on Record |
| Prior Sale | Feb 23, 2004 · Amount on Record |
| Deed Book / Page | 6090 / 858 |
| Last Transfer Date | May 31, 2017 |
| Transfer Doc | 0082260540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 2649 UMSTEAD RD, DURHAM, NC 27712-1833 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0097470519 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 9747/519 |
| Instrument | 2022030268 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jul 13, 2017 |
| Property Address | 2649 UMSTEAD RD, DURHAM, NC 27712-1833 |
| Document Number | 0082260540 |
| Book / Page | 008226 / 000540 |
| Instrument Date | May 31, 2017 |
| Instrument | 24218 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2649 UMSTEAD RD DURHAM NC 277121833, DURHAM, NC 27712-1833 |
| Document Number | 82260544 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 008226/000544 |
| Instrument | 24219 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2047 |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,980.00 (+3.65%) | $402,201 (-) Land $136,875 Building $265,326 | $402,201 (-) Land $136,875 Building $265,326 |
| 2025 | $2,875.00 (+18.7%) | $402,201 (+61.22%) Land $136,875 Building $265,326 | $402,201 (+61.22%) Land $136,875 Building $265,326 |
| 2023 | $2,422.00 (+4.13%) | $249,466 Land $57,776 Building $191,690 | $249,466 Land $57,776 Building $191,690 |
| 2022 | $2,326.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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