2639 Umstead Rd, Durham, NC 27712 Property Records

Durham County property record for 2639 Umstead Rd, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,375 sqft · built 1963
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Nov 2022)
Tax Bill	$3,888 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0804-96-5301`

Property Details

APN / Parcel Number

Primary APN	`0804-96-5301`
Alternative APNs	`0804-96-53-0146` `080402964393` `181340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,375 sqft Heated Area
1st Floor Area	2,390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Lot Area	40,075 sqft (0.92 acres)
Lot Dimensions	200 ft deep x 200 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	2639 UMSTEAD RD
City	DURHAM
State	NC
Zip	27712-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	WILLOWHAVEN/BLK:K/LT#08-0 9 PL:000034-000056
Legal Subdivision	WILLOWHAVEN BLK K
Legal Block	K
Legal Lot Number	8
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	4
Census Block	4004
Census Tract	1604

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2639 UMSTEAD RD, DURHAM, NC 27712-1833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Nov 28, 2022	Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2022 · Amount on Record
Deed Sale	Nov 28, 2022 · Amount on Record
Prior Sale	Sep 8, 2010 · Amount on Record
Deed Document Number	202244839
Deed Book / Page	9825 / 110
Prior Transfer Date	Sep 7, 2010
Prior Transfer Doc	0065550070
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2639 UMSTEAD RD, DURHAM, NC 27712-1833
Transaction Type	Mortgage
Record Updated	Jan 27, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2639 UMSTEAD RD, DURHAM, NC 27712-1833

Mortgage

Document Number	0098490826
Date	Jan 18, 2023
Book Page	9849/826
Instrument	2023049566

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.04%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	11%
Index	Prime Rate
Max Rate	11%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Nov 28, 2022
Property Address	2639 UMSTEAD RD, DURHAM, NC 27712-1833
Document Number	0098250110
Book / Page	9825 / 110
Map Reference	MB 34 PG 56
Instrument Date	Nov 21, 2022
Instrument	2022044839
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	KEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	372 SUMMERHOUSE DR, 372, HOLLY RIDGE, NC 28445-6003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2639 UMSTEAD RD, DURHAM, NC 27712-1833

Mortgage

Document Number	2022044840
Date	Nov 28, 2022
Instrument	2022044840

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.89%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	3.89%
Max Rate At Change	7.89%
Index	Prime Rate
Max Rate	11.8%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2639 UMSTEAD RD, DURHAM, NC 27712-1833
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088130744
Date	Dec 2, 2019
Book Page	8813/744
Instrument	2019044334

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,888.00 (+3.6%)	$523,259 (-) Land $144,000 Building $379,259	$523,259 (-) Land $144,000 Building $379,259
2025	$3,753.00 (+17.91%)	$523,259 (+67.88%) Land $144,000 Building $379,259	$523,259 (+67.88%) Land $144,000 Building $379,259
2023	$3,183.00 (+9.72%)	$311,689 Land $67,095 Building $244,594	$311,689 Land $67,095 Building $244,594
2022	$2,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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