2625 Umstead Rd, Durham, NC 27712 Property Records

Durham County property record for 2625 Umstead Rd, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,446 sqft · built 1971
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Aug 2019)
Tax Bill	$3,849 (2026)
Deeds & Mortgages	Apr 2022 Second Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0804-96-8357`

Property Details

APN / Parcel Number

Primary APN	`0804-96-8357`
Alternative APNs	`0804-96-83-5730` `080402968440` `181337`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,446 sqft Heated Area
1st Floor Area	2,446 sqft
Basement Area	1,801 sqft
Unfinished Basement	1,801 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	32,234 sqft (0.74 acres)
Lot Dimensions	250 ft deep x 130 ft wide
Porch	Porch
Porch Area	28 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	2625 UMSTEAD RD
City	DURHAM
State	NC
Zip	27712-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	WILLOWHAVEN/BLK:K/LT#A PL:000069-000044
Legal Subdivision	WILLOWHAVEN BLK K
Legal Block	K
Legal Lot Number	A
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	4
Census Block	4004
Census Tract	1604

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2625 UMSTEAD RD, DURHAM, NC 27712-1833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 2, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 22, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Prior Sale	Feb 22, 2017 · Amount on Record
Deed Document Number	201927350
Deed Book / Page	8719 / 589
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2625 UMSTEAD RD, DURHAM, NC 27712-1833
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096740679
Date	Apr 21, 2022
Book Page	9674/679
Instrument	2022016792

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 2, 2019
Property Address	2625 UMSTEAD RD, DURHAM, NC 27712-1833
Document Number	0087190589
Book / Page	8719 / 589
Map Reference	MB 34 PG 56
Instrument Date	Aug 2, 2019
Instrument	2019027350
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	167 CYPRESS WAY, 167, LAKE ALFRED, FL 33850-3515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2625 UMSTEAD RD, DURHAM, NC 27712-1833

Mortgage

Document Number	2019027351
Date	Aug 2, 2019
Instrument	2019027351

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Feb 22, 2017
Property Address	2625 UMSTEAD RD, DURHAM, NC 27712-1833
Document Number	0081290574
Book / Page	8129 / 574
Instrument Date	Feb 10, 2017
Instrument	2017005925
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2625 UMSTEAD RD, DURHAM, NC 27712-1833

Mortgage

Document Number	0081290577
Date	Feb 22, 2017
Book Page	8129/577
Instrument	2017005926

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,849.00 (+3.66%)	$531,812 (-) Land $163,125 Building $368,687	$531,812 (-) Land $163,125 Building $368,687
2025	$3,713.00 (+17.43%)	$531,812 (+59.3%) Land $163,125 Building $368,687	$531,812 (+59.3%) Land $163,125 Building $368,687
2023	$3,162.00 (+3.98%)	$333,843 Land $78,165 Building $255,678	$333,843 Land $78,165 Building $255,678
2022	$3,041.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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