2649 Loretto Rd, Jacksonville, FL 32223 Property Records

Duval County property record for 2649 Loretto Rd, Jacksonville, FL 32223

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,664 sqft · built 1949
Lot Size0.685 acres (29,850 sqft)
Owner2 Company Names on Record
Last Sale$4,500 (Mar 2009)
Tax Bill$3,690 (2025)
Deeds & MortgagesFeb 2024 Transfer
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN105649-0005

Property Details

APN / Parcel Number

Primary APN105649-0005
Alternative APN
  • 1056490000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,664 sqft Living Area
Gross Area2,576 sqft
1st Floor Area1,344 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1980
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area29,850 sqft (0.685 acres)
Lot Dimensions200 ft deep x 151 ft wide
Garage TypeAttached
Garage Area504 sqft

Exterior Amenities

PorchFinished Screened Porch
Porch Area120 sqft
Deck Area270 sqft
Patio Area276 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Old Parcel Number1056490000
Street Address2649 LORETTO RD
CityJACKSONVILLE
StateFL
Zip32223-1318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-ACRE
Legal Description12-4S-26E .70 PT GOVT LOT 4 RECD O/R 10167-1772, PARCEL 2 OF 18721-1230
Legal Range26E
Legal Township04S
Legal Section12
Legal SubdivisionSECTION LAND
Legal Lot Number4
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1015
Census Tract16801

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2649 LORETTO RD, JACKSONVILLE, FL 32223-1318
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2009 · Amount on Record
Deed SaleMar 13, 2009 · Amount on Record
Prior SaleJun 3, 2003 · Amount on Record
Deed Document Number200961115
Deed Book / Page14810 / 810
Last Transfer DateJan 19, 2024
Transfer Doc0209421979
Record UpdatedOct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUVAL FL
Recording DateFeb 6, 2024
Property Address2649 LORETTO RD, JACKSONVILLE, FL 32223-1318
Document Number0209421979
Book / Page20942 / 1979
Instrument DateJan 19, 2024
Instrument2024024503
Transaction TypeTransfer
Record UpdatedFeb 22, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2649 LORETTO RD, JACKSONVILLE, FL 32223-1318

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2649 LORETTO RD, JACKSONVILLE, FL 32223-1318

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address2649 LORETTO RD, JACKSONVILLE, FL 32223-1318
Transaction TypeMortgage
Record UpdatedNov 24, 2023
Title CompanyCOMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2649 LORETTO RD, JACKSONVILLE, FL 32223-1318

Mortgage

Document Number0197210614
DateMay 13, 2021
Book Page19721/614
Instrument2021121924
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$232,332 (+2.7%)$358,204 (+5.08%) Land $176,395 Building $181,809
2025$3,690.00 (+7.45%)$226,224 (+5.99%)$340,875 (-1.99%) Land $132,000 Building $208,875
2024$3,434.00 (+2.91%)
2023$3,337.00 Homeowner's exemption$213,446$347,787 Land $123,600 Building $224,187

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 155 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies155 in force
Nearby Flood Claims57 (1979–2023)
Claims Outside the SFHA34 of 57
Most Recent ClaimOct 2023 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 34 claims
  • Hurricane Matthew, Oct 2016 · 8 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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