Duval County property record for 2646 Loretto Rd, Jacksonville, FL 32223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,056 sqft · built 2008 |
| Lot Size | 0.269 acres (11,725 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,263 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 105645-0000 |
| Primary APN | 105645-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 1,176 sqft |
| 1st Floor Area | 1,056 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,725 sqft (0.269 acres) |
| Lot Dimensions | 190 ft deep x 69 ft wide |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 121 sqft |
| Patio Area | 444 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2646 LORETTO RD |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32223-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-ACRE |
| Legal Description | 12-4S-26E PT GOVT LOT 4 RECD O/R 4398-515 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 12 |
| Legal Subdivision | SECTION LAND |
| Legal Lot Number | 4 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 16804 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2646 LORETTO RD, JACKSONVILLE, FL 32223-1319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 2646 LORETTO RD, JACKSONVILLE, FL 32223-1319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0181300124 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 18130/0124 |
| Instrument | 2017220385 |
| Name | SUN TRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,569 (+2.7%) | $293,513 (+20.33%) Land $154,637 Building $138,876 | |
| 2025 | $2,263.00 (+11.26%) Homeowner's exemption Widower's exemption | $152,453 (+5.99%) | $243,923 (+8.18%) Land $115,000 Building $128,923 |
| 2024 | $2,034.00 (+3.41%) | ||
| 2023 | $1,967.00 (+5.36%) Homeowner's exemption Widower's exemption | $143,842 (+3%) | $225,489 (+2.53%) Land $100,000 Building $125,489 |
| 2022 | $1,867.00 Homeowner's exemption Widower's exemption | $139,653 | $219,930 Land $100,000 Building $119,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 28 (1992–2020) |
| Claims Outside the SFHA | 24 of 28 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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